Home Improvement Grants in Port Royal.

Find grants, rebates, forgivable loans, and free programs for Port Royal, SC, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Port Royal, SC, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants14Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $30,000 at 0% interest

South Carolina Housing Finance Authority Rehabilitation Loan

Zero-interest forgivable loan program for moderate-income homeowners to make necessary home repairs. Loan is forgiven af...

Home Repair
Free lead hazard removal

South Carolina Lead-Based Paint Hazard Reduction Program

HUD-funded program to eliminate lead-based paint hazards in pre-1978 homes where young children live. Priority given to ...

Home Repair
Up to $35,000 forgivable loan

Beaufort County Owner-Occupied Rehabilitation Program

CDBG-funded home rehabilitation program for low-income owner-occupied homes in unincorporated Beaufort County and partic...

Home Repair
Up to $10,000 grant

Beaufort County Emergency Home Repair Grant

Emergency repair grant for owner-occupied homes with critical health and safety hazards. Priority given to seniors and p...

Emergency
Up to $15,000 grant

Beaufort County Accessibility Modification Program

Grant program to make accessibility modifications for disabled residents and seniors. Covers ramps, widened doorways, gr...

Seniors & Disability
Up to $1,200 rebate

Dominion Energy Heat Pump Rebate Program

Rebate for residential customers who install qualifying high-efficiency electric heat pump systems. Must meet minimum SE...

Energy
Up to $500 rebate

Dominion Energy Insulation Rebate

Rebate for adding insulation to attics, walls, or crawl spaces to reduce heating and cooling costs. Must meet minimum R-...

Weatherization
Up to $750 rebate

Dominion Energy Heat Pump Water Heater Rebate

Rebate for replacing existing electric water heater with ENERGY STAR certified heat pump water heater. Provides signific...

Energy
25% of cost up to $3,500/year (max $26,000)

South Carolina Solar Energy Tax Credit

State tax credit for residential solar energy systems equal to 25% of installation cost, capped at $3,500 per year with ...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair or ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers mo...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt an existing home for accessibility. Covers modif...

Veterans
Up to $5,000 grant

South Carolina Senior Home Repair Program

Grant program for seniors age 60+ to make minor home repairs and safety modifications that allow them to age in place sa...

Seniors & Disability
Up to $15,000 grant

Beaufort County Septic Tank Repair & Replacement Grant

Grant program to repair or replace failing septic systems for low- to moderate-income homeowners in Beaufort County. Add...

Home Repair
Low-interest loans up to $50,000

Palmetto Clean Energy Loan Program

Property Assessed Clean Energy (PACE) financing for residential clean energy and efficiency improvements. Loans repaid t...

Solar/Renewable
Up to $40,000 grant or forgivable loan

South Carolina HOME Investment Partnerships Program

Federal HOME funds administered by the state for homeowner rehabilitation. Provides grants or forgivable loans for major...

Home Repair
Exempts first $50,000 of home value

South Carolina Homestead Exemption (Age 65+)

South Carolina homestead exemption for homeowners age 65 and older exempts the first $50,000 of the fair market value of...

Property Tax Relief
Up to $8,000 grant

Beaufort County Sewer Lateral Repair Program

Grant program to assist low-income homeowners with repair or replacement of failing private sewer laterals connecting to...

Home Repair
Varies by program year

South Carolina Energy Office Solar Incentive

State-sponsored solar incentive program that periodically offers rebates or additional incentives for residential solar ...

Solar/Renewable
Up to $25,000 down payment assistance

Beaufort County First-Time Homebuyer Assistance

Down payment and closing cost assistance for first-time homebuyers purchasing in Beaufort County. Forgivable loan that r...

Homebuyer

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Port Royal

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Frequently asked questions

What home improvement grants are available in Port Royal, SC?

24 programs are currently listed for Port Royal, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Port Royal have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Port Royal, 14 programs do not require repayment, 4 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Port Royal?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.