Find grants, rebates, forgivable loans, and free programs for Portales, NM, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Portales, NM, with individual awards up to $126,526. 7 programs target seniors, 3 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization assistance for income-eligible New Mexico households. Program provides comprehensive ene...
Low-interest home rehabilitation loans for owner-occupied properties in New Mexico. Loans can be used for critical repai...
USDA loans and grants for very-low-income rural homeowners to repair, improve, or modernize their homes. Seniors age 62+...
Roosevelt County Electric Cooperative offers rebates to members for energy-efficient upgrades including heat pumps, air ...
CDBG-funded home rehabilitation program for low- to moderate-income owner-occupants in Portales city limits. Provides fo...
Emergency repair grants for very-low-income homeowners in Portales facing immediate health and safety hazards. Covers ur...
HUD-funded lead hazard control program for New Mexico homes built before 1978 with children under age 6. Provides free l...
VA grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their accessibilit...
VA grant for veterans with service-connected disabilities such as blindness in both eyes or loss/loss of use of both han...
State tax credit for New Mexico residents who install solar photovoltaic systems. Credit equals 10% of the purchase and ...
Federal tax credit covering 30% of the cost of installing a solar energy system on your home. Includes solar panels, inv...
CDBG-funded grants for low-income Portales residents with disabilities to make accessibility modifications to their home...
Grant program for low-income seniors age 60 and older in Roosevelt County to address minor home repairs and safety hazar...
Rebates for Portales water customers who install water-efficient fixtures and appliances. Includes rebates for high-effi...
Forgivable loan program for low-income homeowners in Portales to repair or replace damaged sewer laterals (private lines...
Federal LIHEAP program helping low-income New Mexico households pay heating and cooling bills. Administered locally by E...
Federal HOME funds administered by New Mexico MFA for owner-occupied home rehabilitation. Provides forgivable loans or l...
New Mexico law allows seniors age 65 and older with modified gross income below certain thresholds to freeze their prope...
New Mexico provides property tax exemptions for disabled veterans based on VA disability rating. Veterans with 100% disa...
Roosevelt County Electric Cooperative offers enhanced rebates for installation of high-efficiency air-source or ground-s...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Portales, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Portales, 16 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.