Maine First-Time Homebuyer Tax Credit (via MaineHousing)

Maine State Housing Authority

Available Down Payment

About This Program

Federal Mortgage Credit Certificate program administered by MaineHousing allows first-time homebuyers in Portland to claim annual tax credit equal to percentage of mortgage interest paid, reducing federal tax liability.

Annual federal tax credit based on typical first-time buyer mortgage interest

Key Details

  • Annual federal tax credit on mortgage interest
  • For first-time homebuyers in Portland
  • Income and purchase price limits apply
  • Must obtain certificate at closing
  • Credit available for life of original mortgage

How to Apply

Deadline: Must obtain Mortgage Credit Certificate at closing

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Portland, ME

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs