Home Improvement Grants in Portland.

Find grants, rebates, forgivable loans, and free programs for Portland, TX, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Portland, TX, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Texas Weatherization Assistance Program (WAP)

Federally funded program administered by TDHCA providing free weatherization improvements to low-income households. Serv...

Weatherization
Up to $30,000 per household

Texas HOME Investment Partnerships Program

Federal HOME funds administered by TDHCA provide grants and forgivable loans for owner-occupied rehabilitation in rural ...

Home Repair
Forgivable loan up to $35,000

City of Portland Owner-Occupied Rehabilitation Program

CDBG-funded rehabilitation assistance for low- to moderate-income Portland homeowners. Provides forgivable loans for maj...

Home Repair
Up to $10,000 grant

City of Portland Emergency Home Repair Grant

Emergency grant program for Portland homeowners facing immediate health and safety hazards. Priority given to seniors an...

Emergency
Up to $1,200 rebate

AEP Texas HVAC Efficiency Rebate Program

AEP Texas offers rebates for qualifying high-efficiency HVAC systems and tune-ups for residential customers in Portland....

Energy
Up to $400 rebate

AEP Texas Home Insulation Rebate

Rebate for adding qualifying attic or wall insulation in AEP Texas service territory. Reduces energy costs and improves ...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing loans up to $27,500 and grants up to $10,000 for very-low-income homeowners in eligible rural are...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to purchase or modify a home to meet adaptive needs. C...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a family member's home or purchase an adapted...

Veterans
Up to $8,500 in free weatherization

Coastal Bend Council of Governments Weatherization

Local weatherization assistance program serving San Patricio County and Portland area. Provides free energy efficiency i...

Weatherization
Free lead hazard remediation

Texas Lead-Based Paint Hazard Reduction Program

State program targeting lead hazards in pre-1978 homes with children under age 6. Provides free lead hazard evaluation, ...

Home Repair
Up to $15,000 grant

Portland ADA Home Accessibility Modification Grant

CDBG-funded grant program for Portland homeowners needing accessibility modifications. Covers ramps, widened doorways, a...

Seniors & Disability
Up to $12,000 grant

Portland Senior Home Repair Assistance

CDBG grant program specifically for Portland seniors age 62+ needing home repairs. Priority given to those living on fix...

Seniors & Disability
Up to $5,000 grant

Portland Sewer Lateral Repair Assistance

Grant assistance for Portland homeowners facing unexpected sewer lateral repairs on private property. Helps income-quali...

Home Repair
Property tax exemption, amount varies

Texas Over-65 & Disability Property Tax Exemption

Texas homeowners age 65+ or with qualifying disabilities receive additional homestead exemption reducing school district...

Property Tax Relief
Up to $1,200 per year

Texas Home Energy Assistance Program (CEAP)

Federally funded program helping low-income Texas households pay heating and cooling bills. Administered locally by Coas...

Energy
Up to $75,000 for disaster recovery rehab

Texas General Land Office Community Development Fund

HUD Community Development Block Grant Disaster Recovery (CDBG-DR) funds administered by Texas GLO for homeowners affecte...

Disaster
Up to $2,500 rebate

AEP Texas Residential Solar Incentive

Rebate for residential solar PV system installation for AEP Texas customers in Portland. Incentive amount based on syste...

Solar/Renewable
30% tax credit on solar costs

Federal Residential Solar Investment Tax Credit

Federal tax credit covering 30% of the cost of residential solar panel systems installed for installations completed by ...

Solar/Renewable
Up to $85 rebate

AEP Texas Smart Thermostat Rebate

Rebate for purchasing and installing qualifying ENERGY STAR smart thermostats in AEP Texas service territory. Helps redu...

Energy
Loan amount varies by property and repairs

FHA 203(k) Rehabilitation Mortgage

FHA-insured mortgage that allows buyers or homeowners to finance both the purchase (or refinance) and renovation costs i...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Portland

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Frequently asked questions

What home improvement grants are available in Portland, TX?

25 programs are currently listed for Portland, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Portland have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Portland, 17 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Portland?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.