Find grants, rebates, forgivable loans, and free programs for Portland, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Portland, TX, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered by TDHCA providing free weatherization improvements to low-income households. Serv...
Federal HOME funds administered by TDHCA provide grants and forgivable loans for owner-occupied rehabilitation in rural ...
CDBG-funded rehabilitation assistance for low- to moderate-income Portland homeowners. Provides forgivable loans for maj...
Emergency grant program for Portland homeowners facing immediate health and safety hazards. Priority given to seniors an...
AEP Texas offers rebates for qualifying high-efficiency HVAC systems and tune-ups for residential customers in Portland....
Rebate for adding qualifying attic or wall insulation in AEP Texas service territory. Reduces energy costs and improves ...
USDA program providing loans up to $27,500 and grants up to $10,000 for very-low-income homeowners in eligible rural are...
VA grant for veterans with certain service-connected disabilities to purchase or modify a home to meet adaptive needs. C...
VA grant for veterans with certain service-connected disabilities to adapt a family member's home or purchase an adapted...
Local weatherization assistance program serving San Patricio County and Portland area. Provides free energy efficiency i...
State program targeting lead hazards in pre-1978 homes with children under age 6. Provides free lead hazard evaluation, ...
CDBG-funded grant program for Portland homeowners needing accessibility modifications. Covers ramps, widened doorways, a...
CDBG grant program specifically for Portland seniors age 62+ needing home repairs. Priority given to those living on fix...
Grant assistance for Portland homeowners facing unexpected sewer lateral repairs on private property. Helps income-quali...
Texas homeowners age 65+ or with qualifying disabilities receive additional homestead exemption reducing school district...
Federally funded program helping low-income Texas households pay heating and cooling bills. Administered locally by Coas...
HUD Community Development Block Grant Disaster Recovery (CDBG-DR) funds administered by Texas GLO for homeowners affecte...
Rebate for residential solar PV system installation for AEP Texas customers in Portland. Incentive amount based on syste...
Federal tax credit covering 30% of the cost of residential solar panel systems installed for installations completed by ...
Rebate for purchasing and installing qualifying ENERGY STAR smart thermostats in AEP Texas service territory. Helps redu...
FHA-insured mortgage that allows buyers or homeowners to finance both the purchase (or refinance) and renovation costs i...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Portland, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Portland, 17 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.