Find grants, rebates, forgivable loans, and free programs for Portsmouth, VA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Portsmouth, VA, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free weatherization improvements to low-income households in Portsmouth. Services inc...
City of Portsmouth program providing major home rehabilitation assistance to low-income owner-occupants. Forgivable loan...
Provides emergency repair grants for owner-occupied homes in Portsmouth facing immediate health or safety hazards. Cover...
Provides grants for accessibility modifications to owner-occupied homes in Portsmouth for residents with disabilities or...
Provides financial assistance to Portsmouth homeowners for repair or replacement of private sewer laterals. Forgivable l...
Rebate for Portsmouth residents served by Dominion Energy who install high-efficiency heat pump systems. Rebate amount v...
Rebate program for Portsmouth homeowners who add insulation or air sealing improvements to their homes. Must complete en...
Rebate for Portsmouth homeowners who install high-efficiency electric heat pump water heaters. Rebate amount varies by t...
Net metering program for Portsmouth homeowners with rooftop solar systems. Excess electricity generated is credited to y...
Low-interest loan for very low-income homeowners in eligible rural areas near Portsmouth to repair, improve, or moderniz...
Grant for very low-income seniors (62+) in eligible rural areas near Portsmouth to remove health and safety hazards. Cov...
Grant for eligible veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home i...
Grant for eligible veterans with certain service-connected disabilities to adapt a family member's home where the vetera...
State tax credit for rehabilitation of owner-occupied historic homes in Portsmouth's designated historic districts. Prov...
Property tax relief for Portsmouth homeowners age 65 and older or permanently disabled with limited income and net worth...
Federally funded HOME program providing rehabilitation assistance to low-income Portsmouth homeowners. Forgivable loan c...
Low-interest loan program for moderate-income Portsmouth homeowners to make home repairs, accessibility modifications, o...
Free energy efficiency upgrades for income-qualified Portsmouth residents served by Dominion Energy. Includes LED bulbs,...
Federal tax credit covering 30% of the cost of installing solar panels and battery storage systems on Portsmouth homes. ...
Grant program specifically for Portsmouth homeowners age 60 and older to address critical home repairs. Covers emergency...
Provides assistance to Portsmouth homeowners for replacement of old, inefficient windows with ENERGY STAR rated units. F...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Portsmouth, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Portsmouth, 16 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.