Find grants, rebates, forgivable loans, and free programs for Portsmouth, RI, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Portsmouth, RI, with individual awards up to $126,526. 4 programs target seniors, 3 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides comprehensive home rehabilitation assistance to low- and moderate-income owner-occupants in Portsmouth. Forgiva...
Provides emergency repair grants for health and safety hazards in owner-occupied homes for very low-income Portsmouth re...
Provides home modifications for accessibility and mobility for Portsmouth residents with disabilities. Includes wheelcha...
Provides free lead-based paint hazard reduction for homes built before 1978 with children under age 6 or pregnant women....
Federally-funded program providing comprehensive energy efficiency improvements at no cost to income-eligible Portsmouth...
Provides down payment and closing cost assistance to first-generation homebuyers in Rhode Island whose parents do not ow...
Rebates for qualifying electric air-source and ground-source heat pumps installed by approved contractors. Incentives in...
Comprehensive no-cost energy efficiency upgrades for income-qualified Rhode Island Energy customers. Includes insulation...
Provides rebates for residential solar photovoltaic installations in Rhode Island. Incentive is $0.40 per watt for syste...
Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize their homes in eligible ru...
Helps Veterans with certain service-connected disabilities build, remodel, or purchase an adapted home. For Veterans who...
Helps Veterans with certain service-connected disabilities adapt or purchase a home to accommodate their disability. For...
Federal HOME Investment Partnerships Program funds administered by RIHousing for comprehensive rehabilitation of owner-o...
Rebates for ENERGY STAR certified windows and doors installed in electrically heated homes. $50 per ENERGY STAR window o...
Rebate for qualifying ENERGY STAR heat pump water heaters installed by a licensed plumber. Provides $750 instant rebate ...
Rebates covering up to 50% of insulation and air sealing costs for electrically heated homes. Maximum $4,000 rebate for ...
Provides additional incentives for small-scale solar installations for low- to moderate-income homeowners and environmen...
Matching grants for exterior preservation and restoration of historic homes in Portsmouth's designated historic district...
Low-interest loans for septic system repair, replacement, or upgrade in Rhode Island. Rates as low as 0% for income-qual...
Financial assistance for homeowners to replace cesspools with compliant septic systems or connect to municipal sewer. Pr...
Property tax credits for Portsmouth residents age 65+ or totally disabled with limited income. Amount varies by income l...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Portsmouth, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Portsmouth, 14 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.