San Diego County First-Time Homebuyer Program

San Diego Housing Commission / County of San Diego

Available Down Payment

About This Program

Provides down payment and closing cost assistance to first-time homebuyers in San Diego County. Programs include deferred-payment loans and grants for qualified buyers purchasing in eligible areas. Income and purchase price limits apply.

Typical down payment assistance loan for qualifying first-time buyer

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment and closing cost assistance
  • For first-time homebuyers in San Diego County
  • Income and purchase price limits apply
  • Deferred-payment loans and grants available
  • Homebuyer education required

How to Apply

A grant-savvy contractor in Poway, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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