Find grants, rebates, forgivable loans, and free programs for Poway, CA, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Poway, CA, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 0 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free weatherization services for income-qualified households in San Diego County including Poway. Program provides insul...
CalHFA offers affordable first mortgage programs with competitive rates and down payment assistance for qualified homebu...
SDG&E offers rebates for qualifying high-efficiency heat pump HVAC systems that reduce energy consumption. Rebate amount...
Rebate for purchasing and installing a qualifying smart thermostat in your home. Smart thermostats automatically optimiz...
California Self-Generation Incentive Program (SGIP) provides incentives for home battery energy storage systems. Batteri...
Net Energy Metering allows homeowners with solar panels to receive bill credits for excess electricity sent back to the ...
Comprehensive whole-house energy efficiency program offering rebates for multiple upgrade measures including insulation,...
Provides free lead hazard screening and remediation services for income-qualified California families with children unde...
Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes o...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
Helps veterans with certain service-connected disabilities adapt a family member's home or their own home to meet their ...
San Diego County's CDBG-funded home repair program provides grants for essential repairs to income-qualified owner-occup...
City of Poway offers rebates for water-efficient upgrades including turf replacement with drought-tolerant landscaping, ...
Provides minor home repairs and safety modifications for low-income senior homeowners (60+) in San Diego County. Service...
Monthly discount on electric bills for income-qualified households with three or more persons. Provides 18% discount on ...
Monthly discount of 30-35% on gas and electric bills for income-qualified households. CARE is California's largest energ...
Provides additional quantity of gas and/or electricity at the lowest (baseline) rate for customers who use additional en...
Rebates for purchasing ENERGY STAR certified appliances and equipment including clothes washers, dryers, dishwashers, po...
Provides grants to help California homeowners retrofit older homes to better withstand earthquake damage. Funds can be u...
Allows eligible seniors (62+), blind, or disabled homeowners to defer payment of property taxes on their primary residen...
Provides down payment and closing cost assistance to first-time homebuyers in San Diego County. Programs include deferre...
Free or low-cost homebuyer education and counseling services from HUD-approved agencies in San Diego County. Covers topi...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Poway, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Poway, 18 programs do not require repayment, 0 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.