Home Improvement Grants in Princeton.

Find grants, rebates, forgivable loans, and free programs for Princeton, NJ, filtered to your situation.

As of June 2026, 27 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Princeton, NJ, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants14Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 27 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

New Jersey Weatherization Assistance Program (WAP)

Federally funded program that provides free weatherization services to income-eligible households in Princeton. Services...

Weatherization
Up to $25,000 loan

NJHMFA Home Improvement Loan

Low-interest home improvement loans for moderate-income New Jersey homeowners. Funds can be used for repairs, renovation...

Home Repair
Free lead hazard removal

New Jersey Lead Hazard Control Assistance Program

State-funded program that provides free lead hazard identification and remediation for homes built before 1978 where chi...

Home Repair
Up to $30,000 forgivable loan

Mercer County CDBG Home Rehabilitation Program

CDBG-funded rehabilitation assistance for low- to moderate-income homeowners in Mercer County including Princeton. Provi...

Home Repair
Up to $15,000 grant

Princeton Accessibility Modification Grant

Grant program to assist Princeton homeowners with disabilities or seniors who need home modifications for accessibility....

Seniors & Disability
Up to $5,000 in rebates

PSE&G Home Energy Efficiency Rebates

PSE&G customers in Princeton can receive rebates for energy-efficient upgrades including insulation, HVAC systems, air s...

Energy
Up to $2,500 per system

PSE&G Heat Pump Incentive

Rebates for installation of electric air-source or ground-source heat pumps in Princeton homes served by PSE&G. Incentiv...

Energy
Varies by system size

New Jersey Solar Renewable Energy Certificates (SREC)

New Jersey's SREC program allows solar system owners in Princeton to earn tradable certificates for the electricity thei...

Solar/Renewable
Up to $50,000 loan

PSE&G Solar Loan Program

Low-interest solar financing for PSE&G customers in Princeton. Loans up to $50,000 with competitive rates to cover full ...

Solar/Renewable
Up to $10,000 low-interest loan

Princeton Sewer Lateral Assistance Program

Low-interest loans for Princeton homeowners to repair or replace private sewer lateral lines. Repayment over 10 years ad...

Home Repair
Up to $5,000 grant

Princeton Senior Home Repair Program

Emergency repair grants for Princeton residents age 62 and older who need urgent home repairs to address health and safe...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program for very low-income homeowners age 62+ in eligible rural areas near Princeton. Provides grants up to $10,00...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home in Princeton for maximum...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a home in Princeton for accessibility. Availabl...

Veterans
Up to $20,000 grant

Princeton Historic Preservation Grant

Matching grants for owners of properties in Princeton's historic districts to restore and preserve historic architectura...

Historic
Up to $35,000 deferred loan

Princeton Affordable Housing Rehabilitation Program

Deferred-payment, zero-interest loans for low- and moderate-income Princeton homeowners to make critical home repairs. L...

Home Repair
Audit for $150

NJ Clean Energy Home Energy Audit

Comprehensive home energy assessment for Princeton residents at a reduced cost of $150. Certified auditor evaluates insu...

Energy
Up to $75 per appliance

PSE&G Appliance Recycling Rebate

Free pickup and recycling of working refrigerators, freezers, and window air conditioners for PSE&G customers in Princet...

Energy
Up to $40,000 deferred loan

New Jersey HOME Investment Partnerships Program

Federally funded HOME program administered through local municipalities provides rehabilitation assistance to low-income...

Home Repair
Varies by tax increase

New Jersey Senior and Disabled Property Tax Freeze (Reimbursement)

State program reimburses eligible Princeton seniors and disabled residents for property tax increases. Once qualified, p...

Property Tax Relief
Up to $1,500 rebate

New Jersey ANCHOR Property Tax Relief

Annual property tax relief program for New Jersey homeowners and renters. Princeton residents with income under $150,000...

Property Tax Relief
Up to $100 rebate

PSE&G Smart Thermostat Rebate

Rebates for Princeton PSE&G customers who purchase and install qualifying smart thermostats. Smart thermostats learn you...

Energy
Up to $3,000 grant

Mercer County Office on Aging Home Repair

Emergency home repair grants for Mercer County seniors age 60 and older. Covers minor repairs that enable seniors to age...

Seniors & Disability

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Princeton

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Frequently asked questions

What home improvement grants are available in Princeton, NJ?

27 programs are currently listed for Princeton, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Princeton have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Princeton, 14 programs do not require repayment, 3 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in Princeton?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.