Home Improvement Grants in Prior Lake.

Find grants, rebates, forgivable loans, and free programs for Prior Lake, MN, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Prior Lake, MN, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Average $8,000 in weatherization services

Minnesota Weatherization Assistance Program

Free weatherization services for income-qualified households in Minnesota. Includes insulation, air sealing, furnace rep...

Weatherization
Up to $50,000 deferred loan

Minnesota Housing Rehabilitation Loan

Deferred payment loans for major home repairs and improvements to bring homes up to local code standards. Available to i...

Home Repair
Free lead hazard remediation

Minnesota Lead Hazard Reduction Program

Provides free lead hazard assessment and remediation for homes built before 1978 where children under age 6 reside. HUD-...

Home Repair
Up to $25,000 deferred loan

Scott County Owner-Occupied Rehabilitation

CDBG-funded rehabilitation assistance for low-income homeowners in Scott County. Provides deferred loans for necessary r...

Home Repair
Up to $2,500 in rebates

Xcel Energy Home Efficiency Rebates

Rebates for energy-efficient home improvements including insulation, air sealing, windows, and HVAC upgrades for Xcel En...

Weatherization
Up to $2,500 rebate

Xcel Energy Heat Pump Rebate

Rebates for installation of qualifying air-source and ground-source heat pumps to replace electric resistance heating or...

Weatherization
Up to $1,700 in rebates

CenterPoint Energy Home Rebates

Natural gas rebates for high-efficiency furnaces, boilers, water heaters, and weatherization improvements. Available to ...

Weatherization
Up to $10,000 in free upgrades

Xcel Energy Savings for Homes (Income-Qualified)

Free comprehensive home energy assessment and improvements for income-qualified Xcel Energy customers. Includes insulati...

Energy
Up to $3,500 rebate

Xcel Energy Solar Rewards Program

Upfront rebate for residential rooftop solar installations. Customers receive a one-time payment based on system size ($...

Solar/Renewable
Sales tax exemption on solar equipment

Minnesota Solar Energy Sales Tax Exemption

Minnesota exempts solar energy systems from state sales tax, saving approximately 6.875% on equipment and installation c...

Solar/Renewable
Property tax exemption on solar value

Minnesota Solar Property Tax Exemption

Solar energy systems are exempt from property tax assessments in Minnesota. The added value of installing solar panels w...

Property Tax Relief
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize hom...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. For vete...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Fo...

Veterans
Up to $3,350 refund

Minnesota Homestead Credit Refund (Property Tax Refund)

Annual property tax refund for homeowners with household income below $128,280. Refund amount based on property taxes pa...

Property Tax Relief
Up to $30,000 low-interest loan

Scott County Septic System Upgrade Loan

Low-interest loans for homeowners who need to upgrade or replace failing septic systems to meet current county standards...

Home Repair
Up to $5,000 rebate

Minnesota Solar Thermal Rebate Program

Rebates for solar thermal (solar hot water) systems that offset conventional water heating. When funded, provides rebate...

Solar/Renewable
Up to $15,000 deferred loan

Scott County ADA Home Modification Program

Deferred loans for accessibility modifications to homes occupied by persons with disabilities. Includes ramps, widened d...

Seniors & Disability
100% project financing

Minnesota C-PACE Energy Financing

Property Assessed Clean Energy (PACE) financing allows homeowners to finance energy efficiency and renewable energy impr...

Weatherization
Varies by need and program

Minnesota Indian Affairs Council Housing Assistance

Assistance connecting Native American households in Minnesota to housing repair, weatherization, and emergency assistanc...

Home Repair
Up to $2,500 for minor repairs

Minnesota Senior Home Sharing & Home Repair

Assistance for seniors age 60+ to remain safely in their homes through minor home repairs, chore services, and home shar...

Seniors & Disability
Free weatherization services

CenterPoint Energy Low-Income Weatherization

Free comprehensive weatherization services for income-qualified CenterPoint Energy gas customers. Includes insulation, a...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Prior Lake

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Prior Lake, MN?

26 programs are currently listed for Prior Lake, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Prior Lake have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Prior Lake, 16 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Prior Lake?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.