Find grants, rebates, forgivable loans, and free programs for Prior Lake, MN, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Prior Lake, MN, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free weatherization services for income-qualified households in Minnesota. Includes insulation, air sealing, furnace rep...
Deferred payment loans for major home repairs and improvements to bring homes up to local code standards. Available to i...
Provides free lead hazard assessment and remediation for homes built before 1978 where children under age 6 reside. HUD-...
CDBG-funded rehabilitation assistance for low-income homeowners in Scott County. Provides deferred loans for necessary r...
Rebates for energy-efficient home improvements including insulation, air sealing, windows, and HVAC upgrades for Xcel En...
Rebates for installation of qualifying air-source and ground-source heat pumps to replace electric resistance heating or...
Natural gas rebates for high-efficiency furnaces, boilers, water heaters, and weatherization improvements. Available to ...
Free comprehensive home energy assessment and improvements for income-qualified Xcel Energy customers. Includes insulati...
Upfront rebate for residential rooftop solar installations. Customers receive a one-time payment based on system size ($...
Minnesota exempts solar energy systems from state sales tax, saving approximately 6.875% on equipment and installation c...
Solar energy systems are exempt from property tax assessments in Minnesota. The added value of installing solar panels w...
Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize hom...
Grants for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. For vete...
Grants for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Fo...
Annual property tax refund for homeowners with household income below $128,280. Refund amount based on property taxes pa...
Low-interest loans for homeowners who need to upgrade or replace failing septic systems to meet current county standards...
Rebates for solar thermal (solar hot water) systems that offset conventional water heating. When funded, provides rebate...
Deferred loans for accessibility modifications to homes occupied by persons with disabilities. Includes ramps, widened d...
Property Assessed Clean Energy (PACE) financing allows homeowners to finance energy efficiency and renewable energy impr...
Assistance connecting Native American households in Minnesota to housing repair, weatherization, and emergency assistanc...
Assistance for seniors age 60+ to remain safely in their homes through minor home repairs, chore services, and home shar...
Free comprehensive weatherization services for income-qualified CenterPoint Energy gas customers. Includes insulation, a...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Prior Lake, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Prior Lake, 16 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.