Texas Department of Housing & Community Affairs
Low-interest construction loans for low-to-moderate income Texas families who want to build their own home by providing at least 65% of the labor (sweat equity). Loan converts to permanent mortgage upon completion.
Low-interest loan for owner-builder construction with sweat equity requirement
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Prosper, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Prosper early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Deadline: Apply through participating lenders
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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