My First Texas Home Program

Texas State Affordable Housing Corporation

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Texas. Offers low-interest mortgage combined with down payment assistance grant. Available through approved lenders in Collin County.

Down payment assistance grant of up to 5% of loan amount

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to 5% of loan amount
  • Below-market interest rate mortgages
  • Must be first-time homebuyer or not owned home in 3 years
  • Income and purchase price limits apply
  • Available through approved Texas lenders

How to Apply

A grant-savvy contractor in Prosper, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Prosper, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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