Find grants, rebates, forgivable loans, and free programs for Prosper, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Prosper, TX, with individual awards up to $548,250. 6 programs target seniors, 3 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free weatherization improvements to income-eligible households in Texas. Services inc...
Oncor offers rebates for residential solar PV system installations in its service territory, which includes Prosper. Reb...
Rebates for installing high-efficiency air conditioning systems or heat pumps in Oncor service territory. Rebate amounts...
Atmos Energy offers rebates for natural gas efficiency improvements including high-efficiency furnaces, tankless water h...
Prosper utility customers can receive rebates for installing water-efficient toilets, irrigation systems, smart controll...
USDA provides very low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improv...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability-...
Grant for veterans with certain service-connected disabilities to adapt a home they or a family member live in. Qualifyi...
Provides deferred-payment loans for necessary home repairs to low-income Texas homeowners. Loan is forgiven after 10 yea...
Collin County uses federal CDBG funds to provide emergency home repair grants for low-income homeowners in unincorporate...
Provides minor home repairs and modifications for low-income seniors 60+ to help them age in place safely. Services may ...
Federal tax credit covering 30% of the cost of installing a solar energy system on a residential property. Credit applie...
Federal tax credit for energy-efficient improvements including heat pumps (up to $2,000), windows/doors (up to $600), in...
Texas homeowners 65 or older receive an additional $10,000 homestead exemption from their home's value for property tax ...
Texas homeowners with a disability as defined by Social Security receive an additional $10,000 homestead exemption. Scho...
Provides grants for accessibility modifications to homes of low-income disabled residents in Collin County. Covers ramps...
Below-market interest rate home loans for qualifying Texas veterans. Offers competitive rates with low down payment opti...
Low-interest construction loans for low-to-moderate income Texas families who want to build their own home by providing ...
Provides grants for emergency home repairs following federally declared disasters in Texas. Funding is activated followi...
Free lead hazard assessment and remediation for pre-1978 homes in Collin County with children under 6 or pregnant women....
Down payment and closing cost assistance for first-time homebuyers in Texas. Offers low-interest mortgage combined with ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Prosper, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Prosper, 17 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.