Find grants, rebates, forgivable loans, and free programs for Pueblo, CO, filtered to your situation.
As of June 2026, 31 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Pueblo, CO, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 16 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free weatherization services for income-qualified households in Pueblo County, including insulation, air sealing, heatin...
Down payment assistance combined with a 30-year fixed-rate mortgage for first-time homebuyers in Pueblo. Income limits a...
Provides forgivable loans up to $30,000 for major home repairs to low- and moderate-income homeowners in Pueblo city lim...
Emergency grant for critical health and safety repairs for very low-income homeowners (at or below 50% AMI) in Pueblo ci...
Forgivable loan for accessibility modifications to accommodate residents with disabilities in owner-occupied homes in Pu...
Low-interest loan program to help Pueblo homeowners repair or replace private sewer lateral lines from the home to the c...
Rebates for Pueblo natural gas customers who install high-efficiency furnaces, water heaters, insulation, and other ener...
Free in-home weatherization services for income-qualified Black Hills Energy customers in Pueblo, including insulation, ...
Rebate for Pueblo Xcel Energy electric customers who install high-efficiency central air conditioning systems or evapora...
Rebate for Pueblo Xcel Energy customers who install qualifying air-source or ground-source heat pumps. Enhanced rebates ...
Incentive payment for Pueblo homeowners who install solar PV systems on their property. Xcel Energy purchases Renewable ...
Free energy efficiency services for income-qualified Xcel Energy customers in Pueblo, including LED lighting, refrigerat...
Loans and grants to very low-income homeowners in eligible rural areas near Pueblo to repair, improve, or modernize home...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home in Pueblo....
Grant for veterans with certain service-connected disabilities to adapt a home in Pueblo for wheelchair accessibility. C...
Emergency and minor home repair grants for seniors age 60+ in Pueblo County with limited income. Covers urgent repairs l...
Federal HOME funds for substantial rehabilitation of owner-occupied homes in Pueblo for low- and moderate-income familie...
HUD-funded program to identify and remediate lead-based paint hazards in Pueblo homes built before 1978 with children un...
Colorado program allowing senior homeowners age 65+ in Pueblo to defer property taxes as a lien against the home. No inc...
Colorado state income tax credit for installation of qualifying air-source or ground-source heat pumps in Pueblo homes. ...
Colorado state income tax credit for residential solar PV systems and/or battery storage installed in Pueblo. Credit is ...
HUD-approved homebuyer education course required for most CHFA down payment assistance programs and recommended for all ...
Low-Income Energy Assistance Program provides one-time heating assistance payment to low-income Pueblo County residents ...
FHA-insured mortgage that combines home purchase or refinance with rehabilitation costs into a single loan for Pueblo pr...
Emergency assistance for very low-income Pueblo homeowners facing critical roof failures that threaten habitability. Pri...
Low-interest loan program for Pueblo County homeowners with failing septic systems or on-site wastewater treatment syste...
Cost-share grants for Pueblo homeowners in wildfire-prone areas to create defensible space, remove vegetation, thin tree...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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31 programs are currently listed for Pueblo, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Pueblo, 19 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.