Home Improvement Grants in Pueblo.

Find grants, rebates, forgivable loans, and free programs for Pueblo, CO, filtered to your situation.

As of June 2026, 31 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Pueblo, CO, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 16 require no income limit.

Data last verified 2026-05-25. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants19Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 31 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Colorado Weatherization Assistance Program (WAP)

Free weatherization services for income-qualified households in Pueblo County, including insulation, air sealing, heatin...

Weatherization
Up to $7,500 down payment assistance

CHFA FirstStep Loan

Down payment assistance combined with a 30-year fixed-rate mortgage for first-time homebuyers in Pueblo. Income limits a...

Homebuyer
Up to $30,000 forgivable loan

Pueblo Owner-Occupied Rehabilitation Program

Provides forgivable loans up to $30,000 for major home repairs to low- and moderate-income homeowners in Pueblo city lim...

Home Repair
Up to $8,500 grant

Pueblo Emergency Home Repair Grant

Emergency grant for critical health and safety repairs for very low-income homeowners (at or below 50% AMI) in Pueblo ci...

Emergency
Up to $15,000 for accessibility modifications

Pueblo ADA Accessibility Modification Program

Forgivable loan for accessibility modifications to accommodate residents with disabilities in owner-occupied homes in Pu...

Seniors & Disability
Up to $5,000 low-interest loan

Pueblo Sewer Lateral Repair Program

Low-interest loan program to help Pueblo homeowners repair or replace private sewer lateral lines from the home to the c...

Home Repair
Up to $3,000 in rebates

Black Hills Energy Home Efficiency Rebates

Rebates for Pueblo natural gas customers who install high-efficiency furnaces, water heaters, insulation, and other ener...

Energy
Free weatherization services

Black Hills Energy Income-Qualified Weatherization

Free in-home weatherization services for income-qualified Black Hills Energy customers in Pueblo, including insulation, ...

Weatherization
Up to $1,750 rebate

Xcel Energy AC Efficiency Rebate

Rebate for Pueblo Xcel Energy electric customers who install high-efficiency central air conditioning systems or evapora...

Energy
Up to $2,500 rebate

Xcel Energy Heat Pump Rebate

Rebate for Pueblo Xcel Energy customers who install qualifying air-source or ground-source heat pumps. Enhanced rebates ...

Energy
Varies by system size

Xcel Energy Solar*Rewards Program

Incentive payment for Pueblo homeowners who install solar PV systems on their property. Xcel Energy purchases Renewable ...

Solar/Renewable
Free efficiency upgrades

Xcel Energy Income-Qualified Efficiency

Free energy efficiency services for income-qualified Xcel Energy customers in Pueblo, including LED lighting, refrigerat...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Loans and grants to very low-income homeowners in eligible rural areas near Pueblo to repair, improve, or modernize home...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home in Pueblo....

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home in Pueblo for wheelchair accessibility. C...

Veterans
Up to $2,500 grant

Pueblo County Senior Home Repair Program

Emergency and minor home repair grants for seniors age 60+ in Pueblo County with limited income. Covers urgent repairs l...

Seniors & Disability
Up to $35,000 forgivable loan

Pueblo HOME Investment Partnerships Program

Federal HOME funds for substantial rehabilitation of owner-occupied homes in Pueblo for low- and moderate-income familie...

Home Repair
Free lead hazard removal

Pueblo Lead-Based Paint Hazard Control

HUD-funded program to identify and remediate lead-based paint hazards in Pueblo homes built before 1978 with children un...

Home Repair
Defer 100% of property taxes

Colorado Property Tax Deferral for Seniors

Colorado program allowing senior homeowners age 65+ in Pueblo to defer property taxes as a lien against the home. No inc...

Property Tax Relief
Up to $2,000 state tax credit

Colorado Heat Pump Tax Credit

Colorado state income tax credit for installation of qualifying air-source or ground-source heat pumps in Pueblo homes. ...

Energy
Up to $7,500 state tax credit

Colorado Solar and Battery Storage Tax Credit

Colorado state income tax credit for residential solar PV systems and/or battery storage installed in Pueblo. Credit is ...

Solar/Renewable
Free or low-cost course

CHFA Homebuyer Education Course

HUD-approved homebuyer education course required for most CHFA down payment assistance programs and recommended for all ...

Homebuyer Ed
Up to $800 heating assistance

Colorado LEAP Energy Assistance

Low-Income Energy Assistance Program provides one-time heating assistance payment to low-income Pueblo County residents ...

Energy
Varies by property value

FHA 203(k) Rehabilitation Mortgage

FHA-insured mortgage that combines home purchase or refinance with rehabilitation costs into a single loan for Pueblo pr...

Home Repair
Up to $7,500 grant

Pueblo Emergency Roof Repair Assistance

Emergency assistance for very low-income Pueblo homeowners facing critical roof failures that threaten habitability. Pri...

Emergency
Up to $15,000 low-interest loan

Pueblo County On-Site Wastewater Loan

Low-interest loan program for Pueblo County homeowners with failing septic systems or on-site wastewater treatment syste...

Home Repair
Up to $2,500 cost-share

Colorado Wildfire Mitigation Grant

Cost-share grants for Pueblo homeowners in wildfire-prone areas to create defensible space, remove vegetation, thin tree...

Disaster

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Pueblo

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Frequently asked questions

What home improvement grants are available in Pueblo, CO?

31 programs are currently listed for Pueblo, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Pueblo have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Pueblo, 19 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Pueblo?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.