Find grants, rebates, forgivable loans, and free programs for Quincy, MA, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Quincy, MA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 15 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 0 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides home repair grants to low-income homeowners in Quincy for essential health and safety repairs including roofing...
Provides free lead paint removal and abatement services for qualifying Quincy homes built before 1978 with children unde...
Offers rebates covering 75% to 100% of insulation costs for Quincy residents served by National Grid or Eversource. Incl...
Provides rebates up to $10,000 for ductless mini-split and central heat pump installations in Quincy. Combines Mass Save...
Federally-funded weatherization program providing free energy efficiency upgrades to low-income Quincy households. Servi...
Low-interest loans up to $25,000 for Quincy homeowners to repair or replace failed septic systems, connect to municipal ...
Property tax exemption for Quincy homeowners age 70+ who have owned and occupied their home for at least 10 years. Incom...
Allows Quincy residents age 60+ to work up to 125 hours per year for the city in exchange for property tax credit. Volun...
Provides grants up to $20,000 for accessibility modifications to Quincy homes for residents with disabilities. Covers wh...
Low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eligible Quincy area...
Grants for Quincy veterans with certain service-connected disabilities to modify or purchase a home to meet their access...
Grants for Quincy veterans with certain service-connected disabilities to adapt their homes for accessibility. Covers mo...
Rebates for high-efficiency gas or electric water heaters installed in Quincy homes. Covers ENERGY STAR models including...
Unsecured loans up to $60,000 for Quincy homeowners to install solar panels and battery storage systems. Low fixed inter...
Solar Massachusetts Renewable Target (SMART) program pays Quincy homeowners monthly for solar electricity generated over...
Massachusetts state tax credit for 15% of the cost of residential solar installations in Quincy, up to $1,000. Can be co...
HUD HOME funds to rehabilitate rental properties in Quincy with commitment to rent to income-eligible tenants (at or bel...
Rebates for ENERGY STAR certified central air conditioners and ductless mini-split systems in Quincy. Includes $250-$600...
Rebates for ENERGY STAR certified window and door replacements in Quincy homes. Rebate amounts increase for income-eligi...
Low-interest loans up to $15,000 for Quincy homeowners to remove lead paint hazards in homes built before 1978. Interest...
Instant rebates on ENERGY STAR certified smart thermostats for Quincy residents. Programmable thermostats help save ener...
Rebates for residential Level 2 electric vehicle charging station installation in Quincy. Covers $600 for charger and in...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Quincy, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Quincy, 15 programs do not require repayment, 0 are forgivable loans, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.