Find grants, rebates, forgivable loans, and free programs for Radcliff, KY, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Radcliff, KY, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 8 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program that provides free energy-efficiency upgrades to income-qualified Kentucky house...
Provides forgivable loans for critical home repairs to low-income Kentucky homeowners. Loan is forgiven after 5 years of...
CDBG-funded home repair grants for low- and moderate-income homeowners in Hardin County. Covers essential health and saf...
LG&E provides rebates for energy-efficiency improvements following a home energy assessment. Rebates available for insul...
Rebate for qualifying high-efficiency electric heat pump installations. Systems must meet minimum SEER2 and HSPF2 rating...
Rebate for qualifying high-efficiency electric or heat pump water heaters. Available to LG&E customers who purchase and ...
HUD-funded program to remove lead-based paint hazards in homes built before 1978 with children under age 6. Services inc...
Low-interest loans up to $40,000 for low-income rural homeowners to repair or modernize their homes. Interest rate of 1%...
Grants up to $10,000 for very low-income homeowners age 62+ in rural areas to remove health and safety hazards. Can be c...
Grant for veterans with certain service-connected disabilities to adapt a home for wheelchair accessibility. Covers modi...
Grant for veterans with certain service-connected disabilities (such as blindness or loss of use of hands) to make adapt...
Emergency grants for immediate health and safety repairs to owner-occupied homes in Hardin County. Covers urgent issues ...
Federal HOME funds administered by Kentucky Housing Corporation for owner-occupied rehabilitation. Provides grants or de...
CDBG-funded grants for accessibility modifications to homes of elderly or disabled residents in Hardin County. Covers ra...
Grants for minor home repairs to help low- and moderate-income seniors age 60+ remain safely in their homes. Covers esse...
Federal assistance to help low-income households pay heating and cooling bills. Also provides crisis assistance for util...
Monthly discount on electric bills for income-qualified LG&E customers. Provides automatic percentage reduction based on...
Whole-home energy retrofit program offering rebates and financing for comprehensive energy improvements. Requires energy...
Rebate for purchasing and installing a qualifying smart thermostat. Device must be Energy Star certified and enable remo...
Grants to repair or replace damaged sewer laterals for income-qualified homeowners in Hardin County. Addresses failing c...
Federal tax credit for first-time homebuyers that converts a portion of mortgage interest into a dollar-for-dollar tax c...
Second mortgage loan to help with down payment and closing costs for first-time homebuyers. Fully forgiven after 10 year...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
26 programs are currently listed for Radcliff, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Radcliff, 16 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.