Virginia Housing First-Time Homebuyer Program

Virginia Housing (VHDA)

Available Down Payment

About This Program

Low-interest mortgage program with optional down payment assistance for first-time homebuyers in Virginia. Interest rates typically below market rate. Down payment assistance available as second loan with various repayment terms. Income and purchase price limits apply.

Down payment assistance and below-market interest rate, amounts vary by program

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Below-market interest rates for first-time buyers
  • Optional down payment assistance available
  • Income and purchase price limits apply
  • Must complete homebuyer education course
  • Available throughout Virginia including Radford

How to Apply

A grant-savvy contractor in Radford, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Radford, VA

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