Home Improvement Grants in Raeford.

Find grants, rebates, forgivable loans, and free programs for Raeford, NC, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Raeford, NC, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 8 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization improvements

North Carolina Weatherization Assistance Program

Federal and state-funded weatherization services for income-eligible households in Hoke County. Priority given to elderl...

Weatherization
Up to $35,000 forgivable loan

NC Housing Finance Agency Rehabilitation Loan

Deferred-payment loans for essential home repairs and improvements for owner-occupied homes in North Carolina. Loans are...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very-low-income rural homeowners to repair, improve, or modernize their homes or remov...

Home Repair
Up to $30,000 forgivable loan

Hoke County Owner-Occupied Rehabilitation Program

CDBG-funded home rehabilitation for low- and moderate-income owner-occupants in Hoke County. Forgivable loans cover majo...

Home Repair
Free lead hazard removal

North Carolina Lead Hazard Reduction Program

HUD-funded lead hazard control services for homes built before 1978 with children under age 6. Free lead testing, risk a...

Home Repair
Rebates up to $1,000

Duke Energy Home Energy Improvement Rebates

Rebates for qualifying energy-efficiency upgrades including heat pumps, HVAC tune-ups, insulation, and smart thermostats...

Energy
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside or the...

Veterans
Up to $7,500 grant or low-interest loan

North Carolina Septic Tank Repair & Replacement

Financial assistance for low-income homeowners to repair or replace failing septic systems. Administered through county ...

Home Repair
Up to $5,000 grant

NC Seniors First Home Repair Program

Provides critical home repairs and modifications for low-income seniors age 60+ to improve safety and accessibility, ena...

Seniors & Disability
Varies by project scope

HOME Investment Partnerships Program

Federal HOME funds support owner-occupied rehabilitation projects for low-income households in North Carolina. Administe...

Home Repair
Up to $0.60/watt (max $6,000)

Duke Energy NC Solar Rebate Program

Rebates for residential solar photovoltaic installations by Duke Energy Progress customers. Rebate is $0.60 per watt up ...

Solar/Renewable
Up to $8,000 for accessibility modifications

Hoke County ADA Ramp & Accessibility Program

Provides accessibility modifications including wheelchair ramps, grab bars, door widening, and bathroom modifications fo...

Seniors & Disability
Up to $600 per year

NC Crisis Intervention Program (CIP)

Emergency assistance for heating and cooling costs during life-threatening situations. Also provides furnace repairs or ...

Emergency
Up to $800 per year

Low Income Energy Assistance Program (LIHEAP)

Federal energy assistance program that helps low-income households pay heating and cooling bills. Priority for elderly, ...

Energy
Varies by disaster damage

NC Disaster Recovery Home Repair

State and federal disaster recovery funds for homeowners affected by declared disasters (hurricanes, floods). Provides g...

Disaster
Up to $600 rebate

Duke Energy Heat Pump Rebate

Rebate for installation of high-efficiency electric heat pumps (SEER 16+ / HSPF 9.0+). Rebate amount varies by efficienc...

Energy
Up to $10,000 grant

Hoke County Emergency Home Repair

Emergency grant for immediate health and safety repairs for very low-income owner-occupants in Hoke County. Priority for...

Emergency
Free testing; repair assistance varies

North Carolina Well Water Testing & Repair

Free or low-cost well water testing through county environmental health. Testing for bacteria, nitrates, and other conta...

Home Repair
Up to $3,500 for weatherization repairs

Energy Assistance Program (EAP)

Combines energy bill assistance with weatherization and minor HVAC repairs for low-income households. Complements LIHEAP...

Energy
Free energy upgrades (income-qualified)

Duke Energy Smart $aver Program

Free energy-efficiency upgrades for income-qualified Duke Energy customers. Includes free energy audit, insulation, air ...

Weatherization

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Raeford

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Frequently asked questions

What home improvement grants are available in Raeford, NC?

25 programs are currently listed for Raeford, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Raeford have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Raeford, 17 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Raeford?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.