Find grants, rebates, forgivable loans, and free programs for Raeford, NC, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Raeford, NC, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 8 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal and state-funded weatherization services for income-eligible households in Hoke County. Priority given to elderl...
Deferred-payment loans for essential home repairs and improvements for owner-occupied homes in North Carolina. Loans are...
Low-interest loans and grants for very-low-income rural homeowners to repair, improve, or modernize their homes or remov...
CDBG-funded home rehabilitation for low- and moderate-income owner-occupants in Hoke County. Forgivable loans cover majo...
HUD-funded lead hazard control services for homes built before 1978 with children under age 6. Free lead testing, risk a...
Rebates for qualifying energy-efficiency upgrades including heat pumps, HVAC tune-ups, insulation, and smart thermostats...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside or the...
Financial assistance for low-income homeowners to repair or replace failing septic systems. Administered through county ...
Provides critical home repairs and modifications for low-income seniors age 60+ to improve safety and accessibility, ena...
Federal HOME funds support owner-occupied rehabilitation projects for low-income households in North Carolina. Administe...
Rebates for residential solar photovoltaic installations by Duke Energy Progress customers. Rebate is $0.60 per watt up ...
Provides accessibility modifications including wheelchair ramps, grab bars, door widening, and bathroom modifications fo...
Emergency assistance for heating and cooling costs during life-threatening situations. Also provides furnace repairs or ...
Federal energy assistance program that helps low-income households pay heating and cooling bills. Priority for elderly, ...
State and federal disaster recovery funds for homeowners affected by declared disasters (hurricanes, floods). Provides g...
Rebate for installation of high-efficiency electric heat pumps (SEER 16+ / HSPF 9.0+). Rebate amount varies by efficienc...
Emergency grant for immediate health and safety repairs for very low-income owner-occupants in Hoke County. Priority for...
Free or low-cost well water testing through county environmental health. Testing for bacteria, nitrates, and other conta...
Combines energy bill assistance with weatherization and minor HVAC repairs for low-income households. Complements LIHEAP...
Free energy-efficiency upgrades for income-qualified Duke Energy customers. Includes free energy audit, insulation, air ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Raeford, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Raeford, 17 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.