NYS Homes and Community Renewal
Provides down payment and closing cost assistance to first-time homebuyers in New York purchasing homes in targeted areas. Delivered as a forgivable second mortgage that is forgiven after 10 years of owner-occupancy. Must be used with approved lender.
Forgivable loan amount varies by area and purchase price; forgiven after 10 years of occupancy
A grant-savvy contractor in Ramapo, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Deadline: Ongoing while funds available
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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