Find grants, rebates, forgivable loans, and free programs for Rancho Cordova, CA, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Rancho Cordova, CA, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans to income-qualified homeowners in Rancho Cordova for major home repairs and rehabilitation. Lo...
Provides emergency repair grants to very low-income homeowners for urgent health and safety issues in owner-occupied hom...
Provides grants to low-income homeowners with disabilities or seniors requiring home modifications for accessibility, in...
Federally-funded program administered by Sacramento County to provide free energy efficiency improvements to income-qual...
SMUD offers rebates for installing qualifying electric heat pump systems in existing homes. Higher rebates available for...
SMUD provides rebates for replacing existing water heaters with energy-efficient heat pump water heaters. Enhanced rebat...
SMUD offers rebates for residential battery energy storage systems that can store solar energy or provide backup power d...
SMUD provides rebates for purchasing and installing qualifying ENERGY STAR® smart thermostats that help optimize heating...
Community solar program allowing SMUD customers to subscribe to a share of a large solar facility and receive bill credi...
Enhanced energy efficiency program for low-income SMUD customers providing free or heavily subsidized HVAC upgrades, wea...
Statewide program offering rebates for electrification upgrades including heat pumps, heat pump water heaters, and elect...
Provides down payment assistance equal to 20% of the purchase price for first-time homebuyers in California. Loan is rep...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 where children under si...
Federal program providing loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or ...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
Helps veterans with certain service-connected disabilities adapt a home to meet their accessibility needs. For veterans ...
Federal HOME funds administered by Sacramento County for owner-occupied rehabilitation in unincorporated areas and parti...
Provides rebates for solar water heating systems in single-family homes. Available to customers of participating Califor...
California statewide program providing rebates for energy storage systems (batteries) paired with renewable energy. Sign...
Allows seniors (62+), blind, or disabled homeowners with limited income to defer property tax payments. State pays the t...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
24 programs are currently listed for Rancho Cordova, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Rancho Cordova, 13 programs do not require repayment, 2 are forgivable loans, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.