Find grants, rebates, forgivable loans, and free programs for Rancho Mirage, CA, filtered to your situation.
As of June 2026, 21 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Rancho Mirage, CA, with individual awards up to $250,000. 4 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 0 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization program administered by the state to reduce energy costs for low-income households. Serv...
Low-interest loan program for major home repairs and accessibility improvements for moderate-income California homeowner...
Rebates for energy-efficient home improvements including HVAC systems, insulation, windows, and water heaters. Available...
Enhanced rebate for qualifying heat pump water heaters and HVAC heat pump systems. Higher rebates available for income-q...
Rebates for high-efficiency central air conditioning and heat pump systems that exceed federal efficiency standards. Reb...
Incentive for residential battery storage systems paired with solar or as backup power. Higher incentives available for ...
Free home energy efficiency upgrades for income-qualified SCE customers including weatherization, insulation, HVAC repai...
HUD-funded lead hazard reduction program for homes built before 1978 where children under 6 reside. Provides free lead t...
Grant for very low-income seniors (62+) to remove health and safety hazards. Must be in eligible rural area and unable t...
Low-interest loan for home repairs and improvements in eligible rural areas. Interest rate fixed at 1% with up to 20-yea...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet accessibility needs. ...
Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. Covers modifications s...
Property Assessed Clean Energy (PACE) financing for energy efficiency, renewable energy, water conservation, and seismic...
Federal tax credit equal to 30% of the cost of installing solar panels, battery storage, solar water heaters, and other ...
Financial assistance for low-income homeowners to repair or replace private sewer laterals. Availability and amount vary...
Enhanced weatherization services for low-income seniors in the Coachella Valley including Rancho Mirage. Provides energy...
Allows eligible seniors, blind, or disabled homeowners to defer payment of property taxes on their primary residence. Ta...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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21 programs are currently listed for Rancho Mirage, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Rancho Mirage, 16 programs do not require repayment, 0 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.