Find grants, rebates, forgivable loans, and free programs for Raritan, NJ, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Raritan, NJ, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides rehabilitation assistance for owner-occupied homes in Raritan Borough. Forgivable loan for income-qualified hou...
Provides free lead hazard testing and abatement for Raritan homes built before 1978 with children under 6 years old. Pro...
Provides emergency grants for urgent repairs that pose immediate health or safety threats to owner-occupied homes in Rar...
Provides grants and forgivable loans for accessibility modifications to homes occupied by persons with disabilities or s...
Federal and state-funded program providing free weatherization services to income-eligible Raritan households. Services ...
Low-interest home improvement loan for New Jersey homeowners to make needed repairs and improvements. Competitive intere...
State-funded program providing free lead hazard evaluation and control services for New Jersey homes built before 1978 w...
Rebates for JCP&L electric customers who install qualifying energy-efficient equipment including heat pumps, central AC,...
Rebates for NJNG gas customers installing high-efficiency natural gas furnaces, boilers, water heaters, and tankless wat...
Comprehensive home energy assessment and improvement program offering rebates up to $10,000 for insulation, air sealing,...
Rebates for installation of qualifying air source heat pumps including ducted and ductless mini-split systems. Enhanced ...
Rebate for installation of Level 2 electric vehicle charging equipment at New Jersey homes. Covers purchase and installa...
Instant rebate for purchase of qualifying smart thermostats through participating retailers. Available to all New Jersey...
Solar renewable energy credit program for residential solar installations in New Jersey. Homeowners earn tradeable SRECs...
Federal tax credit covering 30% of the total cost of residential solar panel system installation, including equipment an...
Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize ho...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet disability needs....
Grant for veterans with certain service-connected disabilities to adapt a home to accommodate their disability. Availabl...
Minor home repair assistance for Somerset County seniors age 60+ to maintain safe and accessible homes. Covers small rep...
Free comprehensive home energy improvements for income-qualified New Jersey households. Services include insulation, air...
Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Income...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Raritan, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Raritan, 15 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.