Texas First-Time Homebuyer Program

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers purchasing in Texas. Assistance structured as a forgivable second lien that converts to grant if buyer remains in home for 5 years.

Up to $15,000 assistance for down payment and closing costs

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $15,000 for down payment/closing costs
  • First-time homebuyers
  • Income at or below 115% AMI
  • Forgiven after 5 years of occupancy
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Raymondville, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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