Find grants, rebates, forgivable loans, and free programs for Raytown, MO, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Raytown, MO, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded rehabilitation program for owner-occupied homes in Raytown. Forgivable loan for qualifying repairs including...
Free lead hazard removal for Jackson County homes built before 1978 where children under age 6 reside. Services include ...
Professional home energy audit for $100 (valued at $400+) identifying air leaks, insulation gaps, and HVAC efficiency op...
Rebates for high-efficiency heat pumps, central AC units, and smart thermostats. Up to $1,500 for ENERGY STAR heat pumps...
Rebates for attic, wall, and floor insulation plus air sealing improvements. Requires completion of Evergy Home Energy A...
Rebates for high-efficiency electric water heaters including heat pump water heaters (up to $750) and ENERGY STAR tank m...
Free comprehensive weatherization services for income-qualified Evergy customers. Includes insulation, air sealing, mino...
Rebates for high-efficiency natural gas furnaces ranging from $400 to $1,100 based on AFUE rating. 95%+ AFUE furnaces re...
Instant $100 rebate on qualifying smart thermostats purchased through Spire's online marketplace. Includes Nest, Ecobee,...
Federally-funded weatherization for income-eligible households administered through local community action agencies. Inc...
Low-interest home repair loans for Missouri homeowners through participating lenders. Funds can be used for structural r...
State program providing free lead hazard assessments and remediation for homes where a child has an elevated blood lead ...
Low-interest loans up to $40,000 and grants up to $10,000 for very-low-income homeowners to repair, improve, or moderniz...
Grant for veterans with certain service-connected disabilities to adapt or purchase a specially adapted home. Covers whe...
Grant for veterans with certain service-connected disabilities to adapt existing homes for wheelchair accessibility and ...
Grant program for Jackson County seniors age 60+ to address critical home repairs and safety hazards. Covers emergency r...
Low-interest loan program for Missourians with disabilities to finance home accessibility modifications including ramps,...
Federally-funded HOME program providing forgivable loans for comprehensive home rehabilitation in Jackson County. Covers...
Financial assistance for qualifying Raytown homeowners to repair or replace damaged private sewer laterals. Program reim...
Emergency grant for Raytown homeowners facing urgent health and safety hazards including roof leaks, plumbing failures, ...
CDBG-funded grant for accessibility modifications for Raytown residents with disabilities. Covers wheelchair ramps, grab...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Raytown, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Raytown, 14 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.