Find grants, rebates, forgivable loans, and free programs for Reading, PA, filtered to your situation.
As of June 2026, 31 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Reading, PA, with individual awards up to $126,526. 8 programs target seniors, 3 serve veterans, and 12 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 21 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal and state-funded program providing free weatherization improvements to low-income households in Pennsylvania. Se...
Provides grants for accessibility modifications to homes of Pennsylvanians with disabilities. Funding covers ramps, wide...
CDBG-funded program providing major home rehabilitation for income-qualified owner-occupants in Reading. Loan is fully f...
Federal program providing grants up to $10,000 for very low-income seniors (62+) to remove health and safety hazards, or...
Rebate for residential customers who install qualifying air-source or geothermal heat pumps. Incentive amount depends on...
Rebates for purchase of ENERGY STAR certified appliances including refrigerators, freezers, dehumidifiers, and smart the...
Rebates for UGI natural gas customers who install high-efficiency furnaces, boilers, or tankless water heaters. Incentiv...
State rebate program for residential solar water heating systems. When funded, provides rebates to Pennsylvania homeowne...
Federal tax credit for residential solar photovoltaic systems and battery storage. Homeowners can claim 30% of total sys...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers mo...
Grant for veterans with certain service-connected disabilities to adapt an existing home for accessibility. Covers modif...
Provides emergency home repair grants for low-income seniors age 60+ in Berks County. Covers critical repairs including ...
CDBG-funded grant program providing accessibility modifications for low-income homeowners with disabilities in Reading. ...
Provides financial assistance for repair or replacement of private sewer laterals from home to city main. Low-income hou...
Assists low-income homeowners with repair or replacement of private water service lines, particularly lead service lines...
State program providing free lead hazard reduction in homes where a child has an elevated blood lead level. Services inc...
Federal HOME funds administered by the City of Reading for substantial rehabilitation of owner-occupied homes. Forgivabl...
CDBG-funded emergency repair grants for very low-income homeowners facing immediate health and safety threats. Covers em...
Annual rebate for eligible Pennsylvanians age 65+, widows/widowers 50+, and people with disabilities age 18+. Provides r...
Free direct installation of energy efficiency measures for income-qualified Met-Ed customers. Services include LED light...
Program for income-qualified UGI natural gas customers providing reduced monthly bills based on household size and incom...
State program providing grants and forgivable loans for home repairs to low- and moderate-income homeowners. Funds distr...
Nonprofit providing critical home repairs at no cost or low cost for income-qualified homeowners in Berks County. Focuse...
State grant program for solar photovoltaic installations at schools, municipal buildings, and community facilities. Whil...
Grant program supporting housing repairs for agricultural workers and farm families in Berks County. Addresses health an...
Emergency component of Pennsylvania's Low Income Home Energy Assistance Program providing grants for heating system repa...
Matching grant program encouraging residential stormwater best management practices including rain gardens, permeable pa...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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31 programs are currently listed for Reading, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Reading, 21 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.