Home Improvement Grants in Red Wing.

Find grants, rebates, forgivable loans, and free programs for Red Wing, MN, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Red Wing, MN, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Minnesota Weatherization Assistance Program (WAP)

Free energy efficiency improvements for income-qualified households in Goodhue County. Services include insulation, air ...

Weatherization
Up to $75,000

Minnesota Housing Fix-Up Fund

Low-interest home improvement loans for owner-occupied homes in Minnesota. Interest rates as low as 0% for income-qualif...

Home Repair
Deferred loans up to $50,000

Minnesota Housing Rehabilitation Loan Program

Deferred-payment loans for substantial home repairs for low-income homeowners. No monthly payments; loan is repaid when ...

Home Repair
$100 visit (regularly $400 value)

Xcel Energy Home Energy Squad

In-home energy assessment and immediate improvements for Xcel Energy customers. Technicians install LED bulbs, water-sav...

Energy
$70 rebate on A/C tune-up

Xcel Energy A/C Tune-Up Rebate

Rebate for Xcel Energy customers who have their central air conditioner professionally tuned-up by a participating contr...

Energy
Up to $1,200 rebate

Xcel Energy Air Source Heat Pump Rebate

Rebates for Xcel Energy customers who install qualifying air source heat pumps. Amount varies by system efficiency and t...

Energy
Up to $1,000 rebate

Xcel Energy Home Insulation Rebate

Rebates for Xcel Energy customers who add qualifying insulation and air sealing to their homes. Must complete Home Energ...

Weatherization
$75 per appliance recycled

Xcel Energy Refrigerator & Freezer Recycling

Free pickup and $75 rebate for recycling old working refrigerators or freezers. Xcel Energy customers can recycle up to ...

Energy
Production incentives vary

Xcel Energy Solar*Rewards Program

Incentive program for Xcel Energy customers who install solar PV systems. Upfront incentives and ongoing production cred...

Solar/Renewable
Loans up to $30,000

Goodhue County Septic System Loan Program

Low-interest loans to repair or replace failing septic systems in Goodhue County. Loans available to any property owner;...

Home Repair
Up to $5,000 grant

Minnesota HomeHelp Program

Emergency grant assistance for essential home repairs when homeowner faces imminent threat to health and safety. Eligibl...

Emergency
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair or improve dwellings. Gra...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers st...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Covers modificati...

Veterans
Defers property taxes indefinitely

Minnesota Senior Citizen Property Tax Deferral

Allows homeowners age 65+ with household income below $96,000 to defer payment of property taxes. Deferred taxes become ...

Property Tax Relief
Refunds up to $3,070 (2024)

Minnesota Homestead Credit Refund (Property Tax Refund)

Minnesota property tax refund (also called Homestead Credit Refund) for homeowners and renters whose property taxes or r...

Property Tax Relief
Up to $7,500 down payment grant

Minnesota Housing Entry Cost Homeownership Assistance

Down payment and closing cost assistance for first-time homebuyers with income at or below 80% AMI. Must be used with Mi...

Homebuyer
Up to $1,500 grant

Red Wing Livable Communities Home Modification

Grants for minor home modifications that help seniors and people with disabilities remain safely in their homes. Covers ...

Seniors & Disability
Grants up to $10,000

Red Wing Economic Development Authority Business Improvement Grant

Matching grants for downtown and commercial district property improvements including facade upgrades, signage, accessibi...

Business
Grants up to $2,500

Red Wing Historic Preservation Grant

Matching grants for preservation and restoration of historic properties in Red Wing's designated historic districts. Fun...

Historic
Up to $3,000 grant

Red Wing Emergency Furnace Repair Program

Emergency grants for furnace repair or replacement for low-income homeowners during heating season. Priority given to se...

Emergency
Loans up to $15,000

Red Wing Sewer/Water Lateral Loan Program

Low-interest loans for repair or replacement of private sewer and water service laterals. Loan repayment added to utilit...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Red Wing

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Frequently asked questions

What home improvement grants are available in Red Wing, MN?

26 programs are currently listed for Red Wing, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Red Wing have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Red Wing, 16 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.

How do I apply for home repair grants in Red Wing?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.