Find grants, rebates, forgivable loans, and free programs for Red Wing, MN, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Red Wing, MN, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free energy efficiency improvements for income-qualified households in Goodhue County. Services include insulation, air ...
Low-interest home improvement loans for owner-occupied homes in Minnesota. Interest rates as low as 0% for income-qualif...
Deferred-payment loans for substantial home repairs for low-income homeowners. No monthly payments; loan is repaid when ...
In-home energy assessment and immediate improvements for Xcel Energy customers. Technicians install LED bulbs, water-sav...
Rebate for Xcel Energy customers who have their central air conditioner professionally tuned-up by a participating contr...
Rebates for Xcel Energy customers who install qualifying air source heat pumps. Amount varies by system efficiency and t...
Rebates for Xcel Energy customers who add qualifying insulation and air sealing to their homes. Must complete Home Energ...
Free pickup and $75 rebate for recycling old working refrigerators or freezers. Xcel Energy customers can recycle up to ...
Incentive program for Xcel Energy customers who install solar PV systems. Upfront incentives and ongoing production cred...
Low-interest loans to repair or replace failing septic systems in Goodhue County. Loans available to any property owner;...
Emergency grant assistance for essential home repairs when homeowner faces imminent threat to health and safety. Eligibl...
Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair or improve dwellings. Gra...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers st...
Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Covers modificati...
Allows homeowners age 65+ with household income below $96,000 to defer payment of property taxes. Deferred taxes become ...
Minnesota property tax refund (also called Homestead Credit Refund) for homeowners and renters whose property taxes or r...
Down payment and closing cost assistance for first-time homebuyers with income at or below 80% AMI. Must be used with Mi...
Grants for minor home modifications that help seniors and people with disabilities remain safely in their homes. Covers ...
Matching grants for downtown and commercial district property improvements including facade upgrades, signage, accessibi...
Matching grants for preservation and restoration of historic properties in Red Wing's designated historic districts. Fun...
Emergency grants for furnace repair or replacement for low-income homeowners during heating season. Priority given to se...
Low-interest loans for repair or replacement of private sewer and water service laterals. Loan repayment added to utilit...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Red Wing, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Red Wing, 16 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.