CalHFA Platinum Program

California Housing Finance Agency

Available Down Payment

About This Program

CalHFA provides down payment assistance loans for first-time homebuyers in Redding and throughout California. The Platinum program offers a first mortgage combined with up to 3.5% down payment/closing cost assistance as a subordinate loan. No first-time buyer requirement for certain properties or qualified areas.

Estimated value of 3.5% down payment assistance on median Redding home

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to 3.5% of loan amount
  • First-time homebuyers in Redding
  • Income limits vary by household size and county
  • Subordinate loan with first mortgage
  • Purchase price limits apply

How to Apply

Get free help applying Visit Official Program Page Track this program

(877) 922-5432

A grant-savvy contractor in Redding, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

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