CalHFA Mortgage Assistance Program

California Housing Finance Agency

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers purchasing in Reedley. Offers 3.5% deferred-payment junior loan (up to $20,000) at 0% interest. No payment due unless home is sold, refinanced, or title transfers. Combine with CalHFA first mortgage.

Deferred loan of 3.5% of purchase price up to $20,000

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $20,000 down payment assistance
  • 0% interest deferred loan
  • First-time homebuyers in Reedley eligible
  • Income limits apply (varies by county)
  • No payment until sale, refinance, or transfer

How to Apply

A grant-savvy contractor in Reedley, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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