Idaho Housing First-Time Home Buyer Down Payment Assistance

Idaho Housing and Finance Association

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time home buyers in Idaho. Must be combined with Idaho Housing first mortgage loan. Grant does not require repayment. Income and purchase price limits apply.

Grant equals lesser of $5,000 or 4% of first mortgage loan amount; no repayment required

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grant up to $5,000 or 4% of loan amount
  • Must be first-time home buyer
  • Combined with Idaho Housing first mortgage
  • No repayment required
  • Income and purchase price limits apply

How to Apply

A grant-savvy contractor in Rexburg, ID can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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