California Dream For All Shared Appreciation Loan

California Housing Finance Agency

Waitlist Down Payment

About This Program

Down payment assistance loan equal to 20% of home purchase price for first-time homebuyers in California. Loan is repaid when home is sold, refinanced, or transferred along with 20% of appreciated value.

Loan amount is 20% of purchase price; estimate based on median Rialto home value

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to 20% of purchase price
  • Maximum $150,000 or 20% of home value
  • Must be first-time homebuyer
  • Income limits vary by county (up to 150% AMI)
  • Currently waitlisted, check for reopening

How to Apply

A grant-savvy contractor in Rialto, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications paused; check website for reopening

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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