Find grants, rebates, forgivable loans, and free programs for Richardson, TX, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Richardson, TX, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to low- and moderate-income homeowners in Richardson. The loan is forgi...
Provides emergency repair grants to address immediate health and safety hazards for very low-income homeowners in Richar...
Provides grants for accessibility modifications to owner-occupied homes in Richardson for residents with disabilities. E...
Provides home repair grants for senior homeowners age 62 and older in Richardson with low to moderate incomes. Covers es...
Federal weatherization program administered by the state of Texas to reduce energy costs for low-income households. Serv...
Rebate for Richardson homeowners and renters served by Oncor who install qualifying energy-efficient electric heat pump ...
Comprehensive rebate program for Richardson residents served by Oncor who implement multiple energy efficiency improveme...
Rebate for Richardson residents in the Oncor service area who purchase and install qualifying ENERGY STAR certified smar...
Rebate for Richardson residents served by Atmos Energy who install high-efficiency natural gas furnaces. Rebate amounts ...
Rebate for Richardson residents in the Atmos Energy service area who replace existing water heaters with high-efficiency...
Federal tax credit for Richardson homeowners who install solar photovoltaic systems. The credit equals 30% of the total ...
Federal loans and grants for very low-income homeowners in eligible rural areas near Richardson to repair, improve, or m...
Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate t...
Grant for eligible veterans with certain service-connected disabilities to adapt a family member's home where they resid...
Low-interest home improvement loan for Texas veterans who served on active duty for more than 90 days and received an ho...
HUD-funded program to identify and remove lead-based paint hazards in Dallas County homes, including Richardson, built b...
Federal CDBG Disaster Recovery funds administered by Texas GLO to help homeowners recover from presidentially declared d...
Provides financial assistance to help low-income Richardson households pay their energy bills during extreme weather. Pr...
Property tax exemption for Richardson homeowners age 65 or older on their primary residence. The exemption reduces the t...
Property tax exemption for Richardson homeowners with a disability as defined by the Social Security Administration on t...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Richardson, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Richardson, 16 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.