California Housing Finance Agency
California state down payment assistance program providing up to 20% of purchase price as a shared appreciation loan for first-time homebuyers in Richmond. No monthly payments; repaid when home is sold or refinanced.
Shared appreciation loan, repaid when home sold or refinanced
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Richmond, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Currently oversubscribed, check for reopening
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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