Find grants, rebates, forgivable loans, and free programs for Richmond, CA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Richmond, CA, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded forgivable loan program for major home repairs and rehabilitation for owner-occupied homes in Richmond. Loan...
Provides emergency home repair grants for owner-occupied households in Richmond with income at or below 50% AMI. Covers ...
Provides accessibility modifications for owner-occupied homes in Richmond where a household member has a documented disa...
Rebate program for Richmond property owners who repair or replace failing sewer laterals on private property. Reimburses...
Federally-funded weatherization program administered by California that provides free energy efficiency improvements for...
Comprehensive home energy upgrade program offering rebates for qualifying improvements that reduce natural gas and elect...
Rebate for Richmond homeowners who install qualifying electric heat pump systems for space heating and cooling. Higher r...
Free energy-saving improvements for income-qualified PG&E customers in Richmond. Services include attic insulation, caul...
State solar rebate program available to Richmond homeowners installing solar PV systems. Federal Investment Tax Credit (...
California state down payment assistance program providing up to 20% of purchase price as a shared appreciation loan for...
CalHFA down payment assistance program providing 3.5% to 5% of purchase price as a deferred junior loan for first-time h...
USDA program providing low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ ...
Grant for eligible veterans with certain service-connected disabilities to construct or modify a home to meet adaptive n...
Grant for eligible veterans with service-connected disabilities to adapt a home for accessibility. Available to Richmond...
County-administered weatherization program providing free energy efficiency improvements for income-qualified Richmond r...
Grant program for low-income seniors age 62+ in Richmond to complete minor home repairs and safety modifications. Covers...
State program providing grants for home hardening improvements to reduce wildfire and disaster risks. Available to Richm...
State program providing grants to help Richmond homeowners retrofit older wood-frame houses to better withstand earthqua...
Property Assessed Clean Energy (PACE) financing available to Richmond homeowners for energy efficiency, renewable energy...
State-funded lead hazard reduction program for Richmond homes built before 1978 with children under 6 or pregnant women....
Grant program for California first responders (firefighters, law enforcement, emergency medical personnel) to harden the...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Richmond, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Richmond, 17 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.