Find grants, rebates, forgivable loans, and free programs for Richmond, TX, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Richmond, TX, with individual awards up to $200,000. 7 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free energy efficiency improvements to low-income households in Fort Bend County. Ser...
Low-interest home improvement loan program for low- to moderate-income Texas homeowners. Loans up to $25,000 at competit...
CDBG-funded program providing forgivable loans for major home repairs to low-income owner-occupied homes in Richmond cit...
Emergency repair grants for very low-income owner-occupied homes in Richmond facing immediate health and safety hazards....
Grant program for accessibility modifications to homes occupied by persons with disabilities or seniors in Fort Bend Cou...
Low-interest loans up to $40,000 for very low-income homeowners in eligible rural areas near Richmond to repair or impro...
Grants up to $10,000 for very low-income homeowners age 62 or older in eligible rural areas to remove health and safety ...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their disability-rela...
Grant for veterans with certain service-connected disabilities to make adaptations to a family member's home in which th...
Rebate for CenterPoint Energy customers who install qualifying high-efficiency central air conditioning systems (16 SEER...
Rebate for CenterPoint Energy customers who install qualifying high-efficiency natural gas furnaces (95% AFUE or higher)...
Rebate for CenterPoint Energy customers who install qualifying Energy Star certified natural gas tankless water heaters....
Rebate for CenterPoint Energy customers who install qualifying Energy Star certified smart thermostats. Smart thermostat...
Federal tax credit covering 30% of the cost of installing a residential solar photovoltaic system. Credit applies to sys...
CDBG-DR program providing assistance to repair, reconstruct, or elevate homes damaged by federally declared disasters in...
Grant program for low-income senior homeowners (62+) in Fort Bend County for essential home repairs and modifications. C...
HUD-funded program providing free lead hazard reduction services for qualifying homes built before 1978 with children un...
Cost-share assistance program for homeowners needing to repair or replace private sewer lateral lines. County covers up ...
Federal HOME program administered by TDHCA providing grants and forgivable loans for owner-occupied home rehabilitation....
Property tax exemption for homeowners 65 and older in Fort Bend County. Provides additional exemption beyond standard ho...
Property tax exemption for homeowners with disabilities certified by Social Security Administration or Railroad Retireme...
Net metering program allowing solar customers to receive bill credits for excess electricity sent back to the grid. Cred...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Richmond, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Richmond, 18 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.