Find grants, rebates, forgivable loans, and free programs for Ridgecrest, CA, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Ridgecrest, CA, with individual awards up to $126,526. 4 programs target seniors, 3 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization program administered by California CSD to reduce energy costs through insulation, air se...
State-funded lead hazard control program targeting pre-1978 homes with children under 6 or pregnant women. Provides free...
CalHFA provides low-interest home improvement loans to California veterans for major repairs, accessibility modification...
Federal program providing loans up to $40,000 and grants up to $10,000 to very-low-income rural homeowners for repairs t...
Provides grants to veterans with certain service-connected disabilities to build, buy, or modify a home to meet their ac...
Provides grants to veterans with certain service-connected disabilities (including blindness or loss of use of hands) to...
SCE provides rebates for installation of qualifying high-efficiency central air conditioning systems (SEER2 16+). Additi...
TECH Clean California provides upstream rebates for heat pump HVAC systems installed by participating contractors. Addit...
SCE offers rebates for replacement of gas or electric water heaters with ENERGY STAR certified heat pump water heaters. ...
SCE facilitates net energy metering (NEM 3.0) for residential solar installations. Customers receive credit for excess s...
Federal tax credit covering 30% of the total cost of residential solar panel installation, including equipment and labor...
Kern County program providing emergency home repair grants to seniors 62+ with low income. Covers critical repairs inclu...
City of Ridgecrest CDBG-funded program providing forgivable loans for major home repairs to low-income owner-occupants. ...
Ridgecrest CDBG program providing emergency repair grants for health and safety hazards threatening owner-occupied homes...
CDBG-funded program providing grants and forgivable loans for ADA accessibility modifications such as wheelchair ramps, ...
City of Ridgecrest offers low-interest loans for sewer lateral repairs or replacements. Loan is repaid through property ...
State program offering financial incentives to strengthen vulnerable houses built before 1980 with raised foundations. C...
CPUC program providing fully subsidized solar panel systems to low-income homeowners in Southern California Edison terri...
SCE's income-qualified program providing free energy-saving improvements including insulation, weatherstripping, HVAC tu...
Kern County Housing Authority offers down payment and closing cost assistance to first-time homebuyers purchasing in uni...
Emergency housing assistance for CalWORKs participants facing home repairs that threaten habitability. Covers urgent rep...
CPUC program providing rebates for home battery energy storage systems paired with solar. Higher incentives ($850-$1,000...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Ridgecrest, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Ridgecrest, 16 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.