Home Improvement Grants in Rio Grande City.

Find grants, rebates, forgivable loans, and free programs for Rio Grande City, TX, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Rio Grande City, TX, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants18Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $12,000 in weatherization improvements

Texas Weatherization Assistance Program (WAP)

Federally funded program that provides free energy efficiency improvements to income-qualified households in Starr Count...

Weatherization
Forgivable loan up to $25,000

Rio Grande City CDBG Owner-Occupied Rehabilitation Program

CDBG-funded program providing major home repairs for low-income owner-occupants in Rio Grande City. Loan is forgiven aft...

Home Repair
Up to $7,500 grant

Rio Grande City Emergency Home Repair Grant

Emergency repair grant for owner-occupied homes facing immediate health and safety hazards in Rio Grande City. Priority ...

Emergency
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing loans and grants to very-low-income rural homeowners to repair, improve, or modernize their homes...

Home Repair
Rebates up to $1,500

AEP Texas Energy Efficiency Programs

AEP Texas offers rebates for energy-efficient upgrades including AC tune-ups, insulation, air sealing, and HVAC replacem...

Energy
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase an adapted home. Eligibility include...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with blindness in both eyes or loss/loss of use of hands to adapt or purchase an adapted home. May be...

Veterans
Up to $30,000 forgivable loan

Texas HOME Investment Partnerships Program

State-administered HOME funds for owner-occupied rehabilitation in eligible Texas communities. Provides forgivable loans...

Home Repair
Free technical assistance

Texas Colonias Self-Help Centers

Free construction guidance and technical assistance for colonia residents building or improving their own homes. Service...

Home Repair
Up to $15,000 grant

Texas Senior Home Repair Program

State-funded program providing critical home repairs for low-income homeowners age 60 and older. Grant does not require ...

Seniors & Disability
Up to $20,000 grant

Texas Accessibility Modification Program

Grant program for accessibility modifications for low-income homeowners with disabilities. Covers wheelchair ramps, wide...

Seniors & Disability
Free lead hazard removal

Texas Lead-Based Paint Hazard Reduction Program

HUD-funded program to identify and eliminate lead-based paint hazards in homes built before 1978 with children under 6 y...

Home Repair
Up to $5,000 grant

Starr County Water/Sewer Connection Assistance

Grant assistance for low-income homeowners to connect to public water and sewer systems in Starr County. Covers connecti...

Home Repair
30% tax credit

Federal Residential Clean Energy Credit (Solar ITC)

Federal tax credit equal to 30% of the cost of installing solar panels, battery storage, or solar water heaters on your ...

Solar/Renewable
Additional $10,000 homestead exemption

Texas Senior Property Tax Exemption

Texas homeowners age 65 or older qualify for an additional $10,000 homestead exemption on school district taxes, plus a ...

Property Tax Relief
Additional $10,000 homestead exemption

Texas Disability Property Tax Exemption

Texas homeowners receiving Social Security disability benefits qualify for an additional $10,000 homestead exemption on ...

Property Tax Relief
Varies by damage assessment

Texas General Land Office Disaster Recovery

HUD Community Development Block Grant Disaster Recovery (CDBG-DR) funds administered by Texas GLO for unmet housing need...

Disaster
Up to $1,500 rebate

AEP Texas AC Rebate Program

Rebate for residential customers who upgrade to high-efficiency central air conditioning systems (SEER 16 or higher). Av...

Energy
Up to $25,000 loan

Texas Veterans Land Board Home Improvement Loan

Low-interest home improvement loans for Texas veterans who have owned their home for at least six months. Competitive in...

Veterans
Up to $500 rebate

AEP Texas Heat Pump Water Heater Rebate

Rebate for AEP Texas customers who install ENERGY STAR certified heat pump water heaters. More efficient than standard e...

Energy
Up to $8,000 grant

Starr County Septic System Repair Program

Grant assistance for low-income Starr County homeowners to repair or replace failing septic systems. Covers inspection, ...

Home Repair
Varies by purchase price

Texas ENERGY STAR New Home Tax Rebate

Property tax exemption for new ENERGY STAR certified homes in Texas. Exempts a portion of the increased property value a...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Rio Grande City

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Rio Grande City, TX?

26 programs are currently listed for Rio Grande City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Rio Grande City have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Rio Grande City, 18 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Rio Grande City?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.