Home Improvement Grants in River Oaks.

Find grants, rebates, forgivable loans, and free programs for River Oaks, TX, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in River Oaks, TX, with individual awards up to $126,526. 8 programs target seniors, 0 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Texas Weatherization Assistance Program (WAP)

Federally funded program administered by TDHCA that provides free weatherization services to income-eligible Texas house...

Weatherization
Forgivable loan up to $30,000

Tarrant County Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs in unincorporated Tarrant County. Loan is forgiven...

Home Repair
Up to $10,000 grant

Tarrant County Emergency Home Repair Grant

Emergency repair grants for low-income homeowners in Tarrant County facing immediate health and safety hazards. Priority...

Emergency
Up to $1,200 rebate

Oncor High-Efficiency HVAC Rebate

Oncor offers rebates to residential customers who install qualifying high-efficiency air conditioning systems. Rebate am...

Energy
Up to $1,800 rebate

Oncor Heat Pump Rebate Program

Rebate program for residential customers installing qualifying electric heat pumps. Higher rebates available for ENERGY ...

Energy
Up to $400 rebate

Oncor Home Insulation Rebate

Rebate for adding insulation to attics, walls, and floors to improve home energy efficiency. Must meet minimum R-value r...

Weatherization
Bill credits for excess solar generation

Oncor Solar Buyback Program

Net metering program allowing residential solar customers to receive credits for excess electricity generated and sent b...

Solar/Renewable
Up to $600 rebate

Atmos Energy High-Efficiency Furnace Rebate

Rebate for Atmos Energy residential natural gas customers who install a high-efficiency natural gas furnace with an AFUE...

Energy
Up to $500 rebate

Atmos Energy Tankless Water Heater Rebate

Rebate for installing ENERGY STAR certified tankless natural gas water heaters. Must have an Energy Factor of 0.82 or gr...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very-low-income homeowners to repair, improve, or modernize homes in eligible rural ar...

Home Repair
Free lead hazard testing and removal

Texas Lead-Based Paint Hazard Reduction Program

State-funded program to identify and remediate lead-based paint hazards in homes built before 1978 where children under ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a specially adapted home. Covers mod...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make adaptations to a family member's home where they ...

Veterans
Up to $35,000 for rehabilitation

Texas HOME Investment Partnerships Program

Federal HOME funds administered by TDHCA provide grants and low-interest loans for owner-occupied home rehabilitation. F...

Home Repair
Loan up to $25,000

Texas Veterans Land Board Home Improvement Program

Low-interest home improvement loans for Texas veterans who own their primary residence. Funds can be used for repairs, r...

Veterans
$100,000 homestead exemption

Texas STAR Property Tax Exemption

Property tax exemption for homeowners 65 and older in Texas. Provides an additional $10,000 exemption from school distri...

Property Tax Relief
$10,000 homestead exemption

Texas Disability Property Tax Exemption

Property tax exemption for homeowners who are disabled as defined by Social Security Administration. Provides an additio...

Property Tax Relief
Grant up to $15,000

Tarrant County ADA Accessibility Modification Program

Grant program for income-eligible homeowners needing ADA-compliant accessibility modifications. Covers wheelchair ramps,...

Seniors & Disability
Grant up to $10,000

Texas Emergency Home Repair Program

State-funded emergency repair grants for very-low-income homeowners facing urgent health and safety threats. Covers esse...

Emergency
Grant up to $20,000

Texas Senior Home Repair Program

Home repair grants specifically for Texas homeowners age 60 and older with low to moderate incomes. Covers necessary rep...

Seniors & Disability
Up to $75,000 for disaster-related repairs

Texas General Land Office Disaster Recovery Program

HUD Community Development Block Grant Disaster Recovery (CDBG-DR) funds administered by Texas GLO for homeowners affecte...

Disaster
Up to $5,000 grant

River Oaks Sewer Lateral Repair Program

Cost-sharing program for River Oaks homeowners to repair or replace failing sewer lateral lines from the home to the cit...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in River Oaks

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in River Oaks, TX?

26 programs are currently listed for River Oaks, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in River Oaks have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In River Oaks, 17 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.

How do I apply for home repair grants in River Oaks?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.