Find grants, rebates, forgivable loans, and free programs for Riverside, CA, filtered to your situation.
As of June 2026, 39 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Riverside, CA, with individual awards up to $161,073. 7 programs target seniors, 4 serve veterans, and 17 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 25 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 8 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to low-income homeowners in Riverside city limits. Loan is forgiven aft...
Provides grants for accessibility modifications to homes occupied by persons with disabilities. Covers wheelchair ramps,...
Grants for home repairs and accessibility modifications for senior homeowners age 62+ in Riverside. Prioritizes health a...
Provides grants to income-qualified Riverside homeowners for repair or replacement of failing private sewer laterals. He...
Federally-funded program administered by the state to reduce energy costs for low-income households through comprehensiv...
State-funded program to identify and remediate lead-based paint hazards in homes built before 1978 where young children ...
Provides lead hazard control services for multifamily properties in Riverside County with low-income tenants and childre...
Rebate for Riverside Public Utilities electric customers who install qualifying heat pump systems for heating and coolin...
Incentive for residential solar photovoltaic system installations for Riverside Public Utilities customers. Rebate based...
Rebate for installation of Level 2 electric vehicle charging equipment at residential properties served by Riverside Pub...
Rebate for purchase and installation of qualifying smart thermostats for Riverside Public Utilities electric customers. ...
Rebates for energy-efficient appliances including heat pump water heaters, clothes washers, refrigerators, and pool pump...
Whole-home energy efficiency program offering rebates and incentives for comprehensive home upgrades including insulatio...
Rebate for installation of high-efficiency natural gas furnaces (95% AFUE or higher) for SoCalGas residential customers ...
Rebate for installation of energy-efficient tankless or high-efficiency storage natural gas water heaters for SoCalGas c...
No-cost home energy improvements for income-qualified SoCalGas customers in Riverside. Services include furnace repair/r...
Federal HOME funds administered by the state for owner-occupied housing rehabilitation in Riverside County. Provides loa...
Low-interest loans and grants for very-low-income homeowners in eligible rural areas of Riverside County to repair, impr...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Av...
Assists veterans with certain service-connected disabilities in modifying their residence for independent living. Covers...
Provides grants for medically necessary home improvements for veterans in Riverside receiving VA healthcare. Can be used...
Deferred, zero-interest loans for accessibility modifications to homes occupied by persons with disabilities in Californ...
State-funded program that allows seniors and persons with disabilities to defer property taxes on their primary residenc...
California law allows seniors age 62 and older to claim an exemption of up to $7,000 of assessed value on their primary ...
California property tax exemption for disabled veterans and their unmarried surviving spouses in Riverside County. Exemp...
Grant program for California homeowners to strengthen older homes against earthquake damage. Covers foundation bolting a...
Federal grants administered through Riverside County for flood mitigation projects to reduce or eliminate long-term risk...
Grants for wildfire mitigation improvements to homes in high fire severity zones in Riverside County. Covers ember-resis...
American Rescue Plan Act funds for critical home repairs for low-income homeowners in California. Addresses health and s...
Property Assessed Clean Energy (PACE) financing for energy efficiency, renewable energy, and water conservation improvem...
Federal block grant program for housing assistance on tribal lands in Riverside County. Administered by local tribal hou...
HUD loan guarantee program enabling tribes and tribal housing entities in Riverside County to access private financing f...
Helps California homeowners in Riverside County refinance to more affordable mortgages and avoid foreclosure. Provides a...
Down payment assistance for first-time homebuyers in Riverside purchasing homes up to $1,000,000. Provides up to 20% of ...
Down payment and closing cost assistance for first-time homebuyers in Riverside. Can be combined with CalHFA first mortg...
Helps income-eligible California households pay heating and cooling bills and provides weatherization services. Administ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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39 programs are currently listed for Riverside, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Riverside, 25 programs do not require repayment, 1 is forgivable loan, and 8 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.