Find grants, rebates, forgivable loans, and free programs for Rockaway, NJ, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Rockaway, NJ, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 0 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free energy efficiency improvements to income-eligible households. Services include i...
Low-interest loan program for moderate-income homeowners to make necessary repairs and improvements to their primary res...
Provides free lead hazard reduction services for homes built before 1978 with children under 6 or pregnant women. Servic...
Grant program for Morris County senior homeowners age 62+ with low to moderate income to make essential home repairs. Fu...
Rebate program for comprehensive home energy upgrades conducted by approved contractors. Incentives include rebates for ...
Rebates for installation of ENERGY STAR certified air-source or ground-source heat pumps. Higher incentives available fo...
Solar Renewable Energy Credits (SRECs) provide long-term income for solar system owners. Homeowners earn tradeable credi...
Rebates for qualifying ENERGY STAR appliances including refrigerators, freezers, and heat pump water heaters. JCP&L cust...
Rebates for high-efficiency natural gas equipment including furnaces, boilers, water heaters, and insulation upgrades. A...
Federal program providing loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or ...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their disability-rela...
Grant for veterans with certain service-connected disabilities to make accessibility adaptations to their home. Helps ve...
Low-interest loan program for Morris County homeowners to make essential home repairs and improvements. Loans feature af...
State program that reimburses eligible senior citizens and disabled persons for property tax increases on their principa...
Direct property tax relief benefit for New Jersey homeowners and renters. Homeowners can receive up to $1,500 and renter...
Property Assessed Clean Energy (PACE) financing for energy efficiency and renewable energy improvements. Repayment is ma...
FEMA-funded program to reduce or eliminate long-term risk to people and property from natural hazards. Provides funding ...
Grant program for Morris County residents with disabilities to make home accessibility modifications. Funding covers ram...
Low-interest loan program to help Morris County homeowners repair or replace failing septic systems. Loans feature favor...
Financial assistance program for Rockaway homeowners to repair or replace private water service lines. Helps offset cost...
Rebate for residential electric vehicle charging station installation. Supports EV adoption by reducing upfront cost of ...
Comprehensive energy efficiency program for income-qualified households. Provides free energy audits and improvements in...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Rockaway, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Rockaway, 16 programs do not require repayment, 0 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.