Find grants, rebates, forgivable loans, and free programs for Rockwall, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Rockwall, TX, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program administered by TDHCA that reduces energy costs for low-income households throug...
State-funded home repair program for low-income owner-occupied households requiring critical repairs. The loan is forgiv...
Low-interest home improvement loans for Texas veterans, active duty military, members of the Texas National Guard, and T...
USDA program offering low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligib...
Grant for veterans with certain service-connected disabilities to adapt or purchase an adapted home. Eligible veterans i...
Grant for veterans with certain service-connected disabilities to adapt a home to accommodate their disability. Eligible...
Rebates for Oncor customers who complete energy efficiency improvements through participating contractors. Covers insula...
Rebate for installation of qualifying high-efficiency electric heat pump systems. Rebate amount varies based on system S...
Rebates for Atmos Energy natural gas customers who install high-efficiency gas furnaces, water heaters, and other qualif...
Texas law exempts the added property value from solar panel installations from local property taxes. Homeowners must fil...
Federal tax credit equal to 30% of the cost of installing residential solar panels, battery storage, or geothermal heat ...
Federally funded weatherization program serving eligible Collin County residents, including Rockwall. Provides free ener...
City-funded emergency repair program for low-income homeowners facing immediate health and safety hazards. Covers critic...
Forgivable loan program for senior homeowners age 62 and older needing critical home repairs or accessibility modificati...
Grant program for homeowners with disabilities requiring home modifications for accessibility. Covers wheelchair ramps, ...
Rebate program to assist homeowners with repair or replacement of private water and sewer lateral lines. Covers portion ...
Matching grant program for owners of historic homes (built before 1950) in Rockwall city limits. Funds exterior restorat...
Down payment and closing cost assistance for first-time homebuyers purchasing in Rockwall. Forgivable loan forgiven afte...
Property tax exemption for homeowners age 65 and older or disabled persons. Exemption amount varies by taxing jurisdicti...
Property tax exemption for homeowners who are disabled according to Social Security Administration standards. Exemption ...
Standard homestead exemption for all Texas homeowners who occupy their property as a primary residence. Provides minimum...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Rockwall, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Rockwall, 16 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.