Home Improvement Grants in Rosenberg.

Find grants, rebates, forgivable loans, and free programs for Rosenberg, TX, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Rosenberg, TX, with individual awards up to $200,000. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization upgrades

Texas Weatherization Assistance Program (WAP)

Federally-funded program providing free home weatherization services to reduce energy costs for income-eligible househol...

Weatherization
Up to $30,000 for critical repairs

Texas Home Repair Program

State-funded program providing critical home repair grants to very low-income homeowners, prioritizing seniors and perso...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant & Loan

Federal program for very low-income homeowners in eligible rural areas near Rosenberg to repair, improve, or modernize t...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to adapt a home for independent living. Eligible disab...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with service-connected disabilities affecting mobility or vision to adapt their home. Covers modif...

Veterans
Up to $125 rebate

CenterPoint Energy A/C Tune-Up Rebate

CenterPoint Energy offers rebates for professional A/C tune-ups to improve cooling efficiency. Residential customers in ...

Energy
Up to $650 rebate

CenterPoint Energy Attic Insulation Rebate

CenterPoint Energy provides rebates for attic insulation upgrades to reduce energy costs and improve home comfort. Rebat...

Weatherization
Up to $85 rebate

CenterPoint Energy Smart Thermostat Rebate

CenterPoint Energy offers rebates for the purchase and installation of ENERGY STAR certified smart thermostats. Smart th...

Energy
30% federal tax credit + property tax exemption

Texas Solar Rights and Incentives

Texas homeowners installing solar panels can claim a 30% federal investment tax credit and benefit from a state property...

Solar/Renewable
Up to $10,000 for repairs

Fort Bend County Senior Home Repair Program

Fort Bend County provides home repair assistance to low-income seniors (62+) to address health and safety issues. Grants...

Seniors & Disability
Up to $35,000 forgivable loan

Rosenberg Owner-Occupied Rehabilitation Program

City of Rosenberg provides forgivable loans up to $35,000 for major home rehabilitation to low- and moderate-income home...

Home Repair
Up to $15,000 for accessibility upgrades

Rosenberg ADA Accessibility Modification Program

City of Rosenberg offers grants to low-income homeowners to make accessibility modifications for household members with ...

Seniors & Disability
Up to $7,500 emergency grant

Rosenberg Emergency Home Repair Grant

City of Rosenberg provides emergency repair grants to very low-income homeowners for urgent health and safety hazards. C...

Emergency
Free lead hazard removal

Texas Lead-Based Paint Hazard Reduction Program

HUD-funded program to remove lead-based paint hazards in homes built before 1978 where children under age 6 reside. Serv...

Home Repair
Up to $200,000 for disaster repairs

Texas General Land Office Disaster Recovery Program

When federal disaster recovery funds are allocated to Texas after presidentially-declared disasters (such as hurricanes ...

Disaster
Up to $40,000 forgivable loan

Fort Bend County HOME Rehabilitation Program

Fort Bend County uses federal HOME Investment Partnerships Program funds to provide forgivable loans to low- and moderat...

Home Repair
Up to $5,000 low-interest loan

Fort Bend County Sewer Lateral Repair Program

Fort Bend County provides low-interest loans to homeowners for private sewer lateral repairs and replacements. Program h...

Home Repair
Up to $1,200 rebate

CenterPoint Energy High-Efficiency HVAC Rebate

CenterPoint Energy offers rebates for homeowners who install high-efficiency central air conditioning or heat pump syste...

Energy
Up to $300 rebate

CenterPoint Energy Heat Pump Water Heater Rebate

CenterPoint Energy provides rebates for the installation of ENERGY STAR certified heat pump water heaters, which are 2-3...

Energy
Up to $15,000 down payment assistance

Fort Bend County First-Time Homebuyer Assistance

Fort Bend County provides down payment and closing cost assistance to first-time homebuyers purchasing homes in the coun...

Homebuyer
Free online or in-person course

Fort Bend County Homebuyer Education Course

Fort Bend County offers HUD-approved homebuyer education courses to prepare first-time buyers for the responsibilities o...

Homebuyer Ed

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Rosenberg

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Frequently asked questions

What home improvement grants are available in Rosenberg, TX?

25 programs are currently listed for Rosenberg, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Rosenberg have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Rosenberg, 15 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Rosenberg?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.