Home Improvement Grants in Roseville.

Find grants, rebates, forgivable loans, and free programs for Roseville, MI, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Roseville, MI, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Average $8,500 in weatherization upgrades

Michigan State Weatherization Assistance Program (WAP)

Federally funded weatherization services for income-qualified Michigan households. Includes insulation, air sealing, fur...

Weatherization
Forgivable loan up to $20,000

Roseville Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for major home repairs for owner-occupied homes in Roseville. Loan forgiven after 5 years of...

Home Repair
Grant up to $15,000

Roseville ADA Home Accessibility Program

Provides accessibility modifications for disabled homeowners in Roseville. Grant covers ramps, grab bars, widened doorwa...

Seniors & Disability
Free lead hazard removal

Macomb County Lead Hazard Reduction Program

HUD-funded program to remove lead-based paint hazards from homes built before 1978 in Macomb County. Priority for homes ...

Home Repair
Up to $6,100 in rebates

DTE Energy Home Energy Efficiency Rebates

DTE Energy electric and gas customers in Roseville can receive rebates for energy-efficient improvements. Includes furna...

Energy
Free energy upgrades

DTE Energy Income-Qualified Home Efficiency Program

No-cost energy efficiency upgrades for income-qualified DTE Energy customers in Roseville. Includes free insulation, fur...

Weatherization
Up to $2,000 rebate

DTE Energy Heat Pump Rebate Program

Rebate for DTE Energy electric customers in Roseville who install qualifying air-source or ground-source heat pumps. Up ...

Energy
Up to $5,500 in rebates

Consumers Energy Home Efficiency Rebates

Natural gas and electric efficiency rebates for Consumers Energy customers in Roseville. Includes furnaces, boilers, air...

Energy
Loans up to $30,000

Michigan State Housing Development Authority (MSHDA) Home Repair Program

Low-interest loan program for home repairs across Michigan, including Roseville. Available to homeowners with income up ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program for very-low-income homeowners age 62+ in eligible rural areas near Roseville. Provides loans up to $40,...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain service-connected disabilities to purchase or modify a home to meet accessibili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for eligible veterans with certain service-connected disabilities (blindness or loss of use of both hands) to adap...

Veterans
Up to $5,000 grant

Macomb County Senior Home Repair Program

Grant program for low-income seniors age 60+ in Macomb County for critical home repairs. Covers emergency repairs and mo...

Seniors & Disability
Up to $3,500 for furnace repair or replacement

Macomb County Emergency Furnace Repair/Replacement

Emergency assistance for Macomb County residents facing furnace failure during heating season. Provides repair or replac...

Emergency
Forgivable loan up to $7,500

Roseville Water & Sewer Lateral Repair Assistance

Forgivable loan for owner-occupied Roseville residents needing water or sewer lateral repairs. Covers replacement or rep...

Home Repair
Free lead hazard remediation

Michigan Lead-Safe Home Program

State-funded program to identify and remove lead hazards from Michigan homes built before 1978. Priority for households ...

Home Repair
Forgivable loan up to $25,000

Roseville HOME Investment Partnerships Program

HOME funds for substantial home rehabilitation for income-qualified owner-occupants in Roseville. Forgivable loan for ma...

Home Repair
30% tax credit on system cost

Federal Residential Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar energy system in Roseville. Includes solar...

Solar/Renewable
Credits for excess solar generation

DTE Energy Distributed Generation (Solar Net Metering)

DTE Energy customers in Roseville with rooftop solar can receive credits for excess electricity sent back to the grid. C...

Solar/Renewable
Loans up to $50,000

Michigan Saves Home Energy Loan Program

Low-interest financing for energy efficiency and renewable energy upgrades for Michigan homeowners, including Roseville....

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Roseville

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Frequently asked questions

What home improvement grants are available in Roseville, MI?

24 programs are currently listed for Roseville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Roseville have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Roseville, 15 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Roseville?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.