Home Improvement Grants in Roseville.

Find grants, rebates, forgivable loans, and free programs for Roseville, MN, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Roseville, MN, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Deferred loan up to $30,000

Roseville Owner-Occupied Rehabilitation Program

Provides deferred, forgivable loans for major home repairs to income-qualified owner-occupants in Roseville. Loan is for...

Home Repair
Up to $8,000 grant

Roseville Emergency Home Repair Grant

Provides emergency grants for urgent health and safety repairs to low-income homeowners in Roseville. Covers immediate h...

Emergency
Forgivable loan up to $15,000

Roseville Home Accessibility Modification Program

Provides forgivable loans for accessibility modifications to Roseville homes occupied by seniors or persons with disabil...

Seniors & Disability
Free lead hazard removal

Roseville Lead Hazard Reduction Program

Provides free lead hazard removal for Roseville homes built before 1978 with children under 6 or pregnant women. Funded ...

Home Repair
Deferred loan up to $50,000

Minnesota Housing Rehabilitation Loan

Statewide deferred loan program for major home repairs to income-qualified Minnesota homeowners. Zero-percent interest l...

Home Repair
Free weatherization (avg. $7,000-$10,000)

Minnesota Weatherization Assistance Program (WAP)

Federally-funded weatherization program providing free energy efficiency improvements to income-qualified households in ...

Weatherization
Up to $2,000 in rebates

CenterPoint Energy Home Efficiency Rebates

CenterPoint Energy offers rebates for natural gas efficiency upgrades including high-efficiency furnaces, water heaters,...

Energy
Up to $4,000 rebate

Xcel Energy Heat Pump Rebate Program

Xcel Energy offers rebates for air-source and ground-source heat pump installations in Roseville. Rebates range from $50...

Energy
Performance-based incentive

Xcel Energy Solar*Rewards Program

Xcel Energy's Solar*Rewards program provides production-based incentives for residential solar installations in Rosevill...

Solar/Renewable
Up to $1,300 rebate

Xcel Energy EV Charger Rebate

Xcel Energy offers rebates for home electric vehicle (EV) charger installations. Includes up to $700 for charger equipme...

Energy
$75 per appliance

Xcel Energy Refrigerator & Freezer Recycling

Xcel Energy offers $75 per qualifying refrigerator or freezer for free pickup and environmentally responsible recycling....

Energy
Low-interest loan up to $30,000

Ramsey County Septic System Loan Program

Low-interest loan program for Ramsey County homeowners needing to repair or replace failing septic systems. Fixed intere...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA provides low-interest loans and grants for very-low-income homeowners to repair or improve homes in eligible rural ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disab...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt their home. Covers accessibility modification...

Veterans
Grant up to $25,000

Minnesota Live Well at Home Grant

Minnesota Housing grants for seniors 55+ and persons with disabilities to make accessibility modifications enabling them...

Seniors & Disability
Defer property taxes until home sale

Minnesota Senior Citizen Property Tax Deferral

Minnesota program allowing seniors 65+ with household income under $96,000 to defer property taxes as a state loan. Defe...

Property Tax Relief
Refund up to $3,220 (varies by income)

Minnesota Homeowner Property Tax Refund

Minnesota provides property tax refunds to homeowners whose property taxes exceed a certain percentage of household inco...

Property Tax Relief
Up to $100,000 (50% match required)

Minnesota Historic Preservation Grant

Minnesota Historical Society grants for preservation and restoration of historic properties listed on the National Regis...

Historic
Up to $1,600 per heating season

Minnesota Energy Assistance Program (EAP)

Provides financial assistance to help income-qualified households pay heating and electric bills. Administered locally b...

Energy
Up to $800 emergency assistance

Minnesota Crisis Connection Program

Emergency energy assistance for low-income households facing disconnection or out of fuel. Provides one-time crisis inte...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Roseville

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.

Frequently asked questions

What home improvement grants are available in Roseville, MN?

25 programs are currently listed for Roseville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Roseville have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Roseville, 16 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Roseville?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.