Find grants, rebates, forgivable loans, and free programs for Roswell, NM, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Roswell, NM, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free weatherization services to improve home energy efficiency for low-income New Mexico households. Priority given to e...
Low-interest deferred-payment loan for owner-occupied home rehabilitation in New Mexico. Funds may be used for major rep...
CDBG-funded home rehabilitation program for low-income owner-occupants in Roswell. Provides grants and deferred forgivab...
Emergency grant for low-income homeowners facing immediate health and safety threats. Covers urgent repairs such as furn...
Grant program to make accessibility modifications for disabled residents in owner-occupied homes. Funds ramps, widened d...
Minor home repair grant for Roswell residents age 60+ with low incomes. Covers small repairs, safety improvements, weath...
Very low-interest (1%) loan for very-low-income homeowners in rural areas to repair, improve, or modernize their homes. ...
Grant for very-low-income homeowners age 62+ in rural areas to remove health and safety hazards. Does not need to be rep...
Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to meet their ne...
Grant for eligible veterans with certain service-connected disabilities to adapt a family member's home in which they re...
Rebate for installing qualifying high-efficiency central air conditioners or heat pumps in Xcel Energy service territory...
Rebate for installing qualifying ENERGY STAR® natural gas furnaces with minimum 95% AFUE. Available to Xcel Energy gas c...
Rebate for whole-home insulation and air sealing improvements. Requires pre-approval, energy audit, and certified contra...
Rebate for installing a qualifying evaporative cooler (swamp cooler) to replace refrigerated air conditioning or as a ne...
Rebate for purchasing and installing qualifying ENERGY STAR® smart thermostats. Eligible models optimize heating and coo...
Rebate for installing qualifying ENERGY STAR® natural gas storage or tankless water heaters. Rebate amounts vary by type...
Free comprehensive home energy upgrades for income-qualified Xcel Energy customers. Services include insulation, air sea...
Federal tax credit for 30% of the cost of installing residential solar panels and battery storage systems. Available for...
New Mexico state income tax credit for 10% of the purchase and installation costs of residential solar photovoltaic syst...
Cost-share program to help low-income homeowners repair or replace failing sewer laterals from house to main line. City ...
Financial assistance for low-income homeowners, especially seniors, to repair or replace water service lines from the me...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Roswell, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Roswell, 15 programs do not require repayment, 1 is forgivable loan, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.