Texas My First Texas Home Program

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

Provides down payment and closing cost assistance to first-time homebuyers in Texas. Available through participating lenders with competitive interest rates. Must complete homebuyer education course.

Down payment assistance loan, repayable when home is sold or refinanced

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $15,000 down payment and closing cost help
  • Must be first-time homebuyer or not owned in 3 years
  • Income limits apply (varies by county)
  • Homebuyer education required
  • Available through participating lenders

How to Apply

A grant-savvy contractor in Rowlett, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to allocation

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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